Yadnya Investment Academy

Trump Raises Tariffs on Aluminum & Steel Imports:
Key Highlights:
- 25% Tariffs on All Imports: Trump increased tariffs on steel and aluminum imports to 25%, eliminating previous exemptions and quota deals.
- Affected Countries: Canada, Brazil, Mexico, South Korea, and other major suppliers that previously enjoyed exemptions will now face the full tariff.
- Implementation Date: The new tariffs take effect from March 4, 2025.
- Trade War Risks: The move heightens the risk of a multi-front trade war, as retaliation from other nations is expected.
- New Import Standards: A North American standard now requires:
- Steel to be “melted and poured” in the region.
- Aluminum to be “smelted and cast” in North America.
- Impact on Industries: U.S. automakers, shipbuilders, and other manufacturers relying on imported metals could face higher costs.
- Reciprocal Tariffs Threat: Trump plans to impose new tariffs on countries that tax U.S. goods, with potential focus on autos, semiconductor chips, and pharmaceuticals.
- Market Reactions:
- U.S. steel and aluminum stocks surged.
- European and Asian steelmaker stocks declined.
- Concerns from Trade Partners:
- EU: Might retaliate with tariffs on American whiskey (potentially 50%).
- Australia: Urging for exemptions, citing defense cooperation.
- South Korea: Reviewing strategies to minimize impact.
- India’s Response: Indian PM Narendra Modi preparing tariff cuts ahead of a meeting with Trump to potentially boost U.S. exports to India.
- Global Tariff Comparison:
- U.S. trade-weighted tariff rate: 2.2%
- India: 12%
- Brazil: 6.7%
- Vietnam: 5.1%
- EU: 2.7%

Possible Economic Implications:
- Increased costs for U.S. manufacturers relying on foreign steel/aluminum.
- Higher prices for consumers on cars, construction, and infrastructure projects.
- Trade retaliation risks from key global trade partners.
- Potential job growth in U.S. steel and aluminum industries, but job losses in downstream industries.

Stock Market News (Quick Updates)
11th Feb 2025

Watch the full video here-
https://youtu.be/nSR2JMgaSIo

World Market

Dollar Rises, Euro Falls
- Trump's tariff threats boost the dollar & dampen risk sentiment.
- Euro nears 2-year low amid US tariff concerns.

China's Retaliatory Tariffs
- China's tariffs on some US goods take effect.
- China launches probe into Google and adds PVH to "unreliable entity" list.

China Aims To Boost Spending
- China focuses on increasing incomes to offset declining exports.
- Government promotes "AI + Consumption" model.

Indian Economy

Govt Monitors Rate Cut Transmission
- Government monitors banks to pass on RBI rate cuts.
- Liquidity deficit may hinder effective transmission.

New Income Tax Bill
- New tax bill aims to reduce litigation and streamline compliance.
- Focus on tech-driven compliance and simplified tax framework.

Stock-specific News

Varun Beverages Q4 Results
- Revenue rises 38%, net profit surges 40%.
- Company expands into South Africa and acquires PepsiCo's businesses in Tanzania and Ghana.

Eicher Motors Q3 Results
- Profit below estimates, revenue up 19%.
- EBITDA margin narrows YoY.

Force Motors Q3 Results
- Profit jumps 35% YoY, revenue grows.
- EBITDA margin contracts due to rising input costs.

Apollo Hospital Q3 Results
- Profit rises 51%, revenue soars 13.9%.
- Apollo Health Co. turns profitable.

Nykaa Q3 Results
- Net profit up 51% at ₹26 crore.
- Revenue grew 27%.

Adani's New Hospital Venture
- Adani partners with Mayo Clinic for a healthcare business.
- ₹6,000 crore initial investment for two hospitals.

Stress in Small Loans
- Early stress visible in micro loans, vehicle loans.
- NBFCs more vulnerable than banks.

India's Hotel Room Expansion
- India's hotel industry to add over 100,000 rooms by 2029.
- Growth driven by religious tourism and rising prosperity.

Price & Time Correction - Today's Level!

New Tax Regime vs. Old Tax Regime Post Budget 2025:

1. Key Changes in the New Tax Regime
- No tax liability up to ₹12 lakh due to increased exemption limits.
- Basic exemption limit raised to ₹4 lakh.
- New 25% tax slab introduced for incomes ₹20-24 lakh.
- Higher standard deduction of ₹75,000 (vs. ₹50,000 in the old regime).

2. Who Benefits from the New Regime?
- Middle-class taxpayers (₹12-30 lakh income) see significant tax savings (up to ₹1.1 lakh).
- No tax for income up to ₹12 lakh, improving disposable income for expenses like education, healthcare, and home loans.
- Simpler compliance with no need for exemptions or deductions.

3. Who Should Stick to the Old Regime?
- Taxpayers with high exemptions & deductions (e.g., home loan interest, HRA, LTA, insurance).
- Those earning ₹60 lakh+ with deductions above ₹8.5 lakh may pay lower tax in the old regime.
- High-income earners who benefit from investment-linked deductions.

4. Exemptions & Deductions Removed in New Regime
- No claims for HRA, conveyance allowance, LTA, home loan interest, medical insurance.
- No tax-saving investment benefits (PPF, ELSS, NPS, etc.).

5. Strategic Tax Planning
- Salaried individuals can opt for employer-provided NPS contributions (up to 14% of basic salary tax-free).
- Choosing the right tax regime depends on salary structure, deductions, and financial goals.

Conclusion:
The new tax regime favours middle-class earners with higher disposable income, while those with significant deductions may still find the old regime beneficial. Taxpayers should evaluate their tax liability before choosing.

# U.S. Industries with the Highest Profit Margins in 2024

Profitability is a key indicator of business success, and some industries consistently outperform others when it comes to net margins. A recent analysis by Visual Capitalist, based on data from NYU Stern School of Business, highlights the U.S. industries with the highest average net margins as of January 2025.

## Top Industries by Profit Margin

1. Tobacco (32.0%)
The tobacco industry continues to dominate with the highest profit margins, primarily driven by major players like Philip Morris International and Altria. Despite declining smoking rates, strong pricing power and brand loyalty keep profit margins high.

2. Entertainment Software (27.4%)
Companies like Meta and Alphabet benefit from digital advertising, subscriptions, and in-app purchases, making this sector one of the most profitable. The rise of AI and gaming platforms has further strengthened its position.

3. Retail REITs (25.5%)
Real Estate Investment Trusts (REITs), such as Simon Property Group and Kimco Realty, leverage stable rental income and strong property valuations to maintain high profitability.

4. Diversified Conglomerates (25.2%)
Companies like Berkshire Hathaway and Honeywell benefit from broad business portfolios, reducing risks and enhancing overall profitability.

5. Rail Transportation (24.3%)
Rail freight remains an efficient and essential mode of transportation, with companies like Union Pacific and Norfolk Southern maintaining strong pricing power.

6. System & App Software (22.9%)
Microsoft and Oracle lead this sector with high-margin enterprise software solutions and cloud computing services. Recurring revenue models and digital transformation trends drive sustained growth.

7. Financial Services (22.3%)
Excluding banking, financial services firms like Visa thrive on transaction fees, digital payments, and financial technology innovations.

## Other Profitable Industries

- Water Utilities (21.3%) – Essential services with regulated pricing structures ensure stable profitability (American Water, Essential Utilities).
- Semiconductors (20.0%) – High demand for AI, cloud computing, and chip technology fuels the profitability of NVIDIA and Broadcom.
- Oil & Gas Production (19.5%) – Energy companies like ConocoPhillips and Diamondback Energy benefit from favorable commodity prices.
- Asset Management (17.6%) – Firms like BlackRock and Blackstone generate revenue from fees on large asset bases.
- Computers & Peripherals (16.8%) – Dell Technologies and HP remain profitable despite market saturation.
- Oil & Gas Distribution (16.2%) – Companies like Kinder Morgan leverage midstream operations for stable margins.
- General Utilities (15.5%) – Energy providers such as Sempra and Dominion Energy benefit from long-term contracts and regulated pricing.

## Key Takeaways

- Traditional sectors like tobacco and rail transport remain highly profitable due to pricing power and essential demand.
- Tech-driven industries such as software, semiconductors, and entertainment thrive due to digitalization and AI advancements.
- Real estate and utilities maintain strong margins due to stable cash flows and essential services.

Despite economic uncertainties, these industries continue to deliver impressive net margins, making them attractive for investors and stakeholders alike. 🚀

Stock Market News (Quick Updates)
4th Feb 2025

Watch the full video here-
https://youtu.be/DVZXI72c2Po

World Market

Stocks and Tariffs
- Dow Jones recovered losses after Trump paused tariffs on Mexico.
- U.S. automakers and Mexican stocks rebounded following the pause.

U.S. Manufacturing Growth
- ISM PMI rose to 50.9, marking the first expansion in over two years.
- Strong new orders and job growth contributed to the recovery.

Indian Economy

India’s Manufacturing PMI
- PMI rose to 57.7 in January 2025, driven by strong exports.
- Business confidence and job creation reached record highs.

Rupee Hits Record Low
- Rupee fell 67 paise to 87.29 per USD amid global trade concerns.
- Foreign fund outflows and strong USD demand contributed to the decline.

Stock-specific News

Bajaj Finance Surge
- Stock rose over 5% on hopes of RBI rate cut and consumption push.
- Company improved asset quality, reducing unsecured loan exposure.

Divi's Labs Q3 Performance
- PAT surged 64.5% to Rs 589 crore on strong API demand.
- Revenue grew 25% as global drugmakers diversified supply chains.

Power Grid Q3 Results
- Net profit declined 4% to Rs 3,862 crore.
- Revenue increased 3%, and an interim dividend was declared.

Premier Energies Growth
- Revenue surged 140.6% YoY to ₹1,713 crore.
- Company plans major capacity expansion by 2026.

https://youtu.be/GLIGJUe_jrA

Stock Market News (Quick Updates)
3rd Feb 2025

Watch the full video here-
https://youtu.be/6WW6fSjmG5U

World Market

Oil Prices Decline
- Oil prices fell, marking second week of losses.
- US may impose tariffs on Canada and Mexico.

Trump's Tariff Impact
- New tariffs imposed on imports from China, Mexico and Canada.
- Canada and Mexico plan retaliatory measures.

Shein Returns to India
- Shein relaunched in India after a 5 year ban.
- Partnership with Reliance Retail facilitates re-entry.

Indian Economy

GST Revenue Rises
- GST collections up 12.3% YoY in January.
- Domestic sales & imports contributed to the growth.

UPI Transactions Surge
- UPI volume hits record 16.99 billion in January.
- Transaction value increased to ₹23.48 trillion.

Stock-specific News

Market Drivers This Week
- RBI rate decision & corporate earnings will drive markets.
- Global trends and budget impact also influence markets.

Auto Sales Mixed
- Maruti sales up 4% while Hyundai and Tata dip.
- Mahindra leads growth with 18% increase.

Aarti Industries Profit Down
- Aarti Industries' net profit fell by 63% YoY.
- Higher finance costs and expenses impacted margins.

Vinati Organics Q3 Jumps
- Vinati Organics Q3 net profit jumps 22% QoQ.
- But net profit declined YoY by 10.21%

Neogen Chemicals Results
- Neogen revenue increases 22.5% YoY.
- EBITDA margins expand but PAT declines QoQ.

Stock Market News (Quick Updates)
1st Feb 2025

Watch the full video here-
https://youtu.be/R9NsshPr3WI

World Market

Stock Futures Rise After Apple Earnings, Inflation Data
- Stock futures gained as investors analyzed Apple’s earnings and inflation data.
- Nasdaq-100 futures rose 0.8%, S&P 500 0.5%, and Dow Jones 0.3%.

Gold Hits Record High Amid Tariff Uncertainty
- Gold touched $2,800 per ounce due to U.S. tariff threats.
- Safe-haven demand and central bank buying supported the rally.

Indian Economy

Economic Survey 2024-25: Growth & Challenges
- India’s GDP projected to grow 6.3%-6.8% in FY26.
- Manufacturing slowdown and global trade risks pose challenges.

Stock-specific News

Vishal Mega Mart Q3 Results: Strong Growth
- Net profit surged 28% YoY to ₹262.7 crore.
- Revenue grew 19.5% YoY to ₹3,136 crore.

Sun Pharma Q3FY25 Results: Profit Up 15%
- Net profit at ₹2,903.3 crore, revenue up 10.5% YoY.
- Strong domestic sales offset by weak US generics.

Nestlé India Q3FY25: Moderate Growth
- Net profit rose 4.9% to ₹688 crore.
- E-commerce and out-of-home sales saw double-digit growth.

UPL Q3 Results: Profit at ₹828 Crore
- Reversed loss from last year with strong agrochemical demand.
- Revenue grew 10%, expenses fell 11%.

Ola Electric Soars 14% After New Launches
- Stock jumped 14.4% after launching 8 Gen 3 scooter variants.
- Market share reached 25% in India’s EV segment.

Believe It or Not: India’s ‘Black Budget’ of 1973-74
- Fiscal deficit hit ₹550 crore, a record at the time.
- Included ₹56 crore for coal mine nationalization.

Economic Survey 2025 - Summary:

1. India’s Economic Performance
- GDP Growth: Estimated at 6.4% for FY25, led by agriculture & services.
- Rural Demand: Improved due to record Kharif production.
- Manufacturing Sector: Slowed due to weak global demand.
- Fiscal Stability: Maintained with disciplined spending & strong external balance.

2. Key Economic Indicators
- Inflation: Moderated due to lower core & fuel inflation but remains impacted by food prices.
- Current Account Deficit: 1.2% of GDP, aided by strong services & remittances.
- Banking Sector: GNPA at 2.6% (12-year low), higher credit growth & strong profitability.
- Stock Market: BSE market cap hits $5 trillion, 3rd largest globally.

3. Growth Drivers & Reforms
- Deregulation Priority: Calls for reducing regulatory burden on businesses.
- Job Creation: 7.85 million non-farm jobs needed annually till 2030.
- Skilling & AI: Push for education & workforce upskilling in AI & emerging tech.
- Infrastructure Boom: 60% of budgeted capex utilized (Apr-Nov 2024).
- Energy Transition: Balanced approach needed for electric mobility & renewables.

4. Global & Geopolitical Challenges
- China’s Economic Slowdown: Poses supply chain risks & opportunities.
- Global Trade & Currency Risks: Strong US dollar & global trade slowdown impact India.
- Geopolitical Tensions: Affecting growth prospects & investor sentiment.

5. Financial & Sectoral Insights
- Bank Credit Growth: Converging towards deposit growth.
- Insolvency Law (IBC): Improved asset quality but delays in resolution remain a concern.
- Insurance & Pension: Expanding coverage but gaps remain in informal sector.

6. Future Outlook (FY26)
- GDP Growth: Projected between 6.3-6.8%.
- Structural Reforms: Needed for sustained global competitiveness.
- Financial Market Risks: Retail investor surge & high US market valuations pose concerns.

Key Takeaway: India remains resilient despite global uncertainties, with deregulation, infrastructure, and job creation as core growth levers.

Stock Market News (Quick Updates)
31st January 2025

Watch the full video here-
https://youtu.be/U8Rpc5PvenI

World Market

US Economy Slows in Q4
- GDP grew at 2.3% in Q4 2024, down from 3.1% in Q3, below 2.6% expectations.
- Strong domestic demand keeps the Federal Reserve on a slow path to rate cuts in 2025.

ECB Cuts Interest Rates Amid Weak Growth
- ECB cut rates by 25 bps to 2.75%, its fifth cut since June 2024.
- Eurozone Q4 GDP flatlined, missing 0.1% growth expectations.

Indian Economy

SEBI Tightens Rules on Finfluencers
- SEBI bans real-time stock price use, allowing only 3-month-old data.
- No monetary or non-monetary engagement between market entities and finfluencers.

Stock-specific News

Tata Consumer Revenue Up 17%, Margins Under Pressure
- Q3 revenue rose 17% YoY to ₹4,443 crore, in line with estimates.
- Net profit remained flat at ₹279 crore due to higher costs.

Kalyan Jewellers Q3 Profit Jumps 21%
- Net profit grew to ₹218.8 crore, revenue up 39.5% to ₹7,286.8 crore.
- EBITDA margins fell to 6% from 7.1% YoY.

L&T Reports Strong Order Inflows, Profit Misses Estimates
- Q3 net profit at ₹3,359 crore, up 14% YoY but below ₹3,762 crore estimates.
- Order inflow hit ₹1.16 lakh crore, up 53% YoY, highest-ever quarterly orders.

Max Healthcare Q3 PAT Falls 17.4%
- Net profit declined to ₹238.8 crore, while revenue rose 40% YoY.
- One-time ₹74 crore cost impacted profit due to Jaypee Healthcare acquisition.

Dr. Lal PathLabs Q3 Profit Rises 19%
- Net profit at ₹98 crore, slightly below ₹99 crore estimates.
- Revenue grew 11% YoY to ₹596.7 crore, driven by market expansion.

Vedant Fashions Q3 Net Profit Flat
- Revenue up 7.8% YoY, maintaining 67.3% gross margin.
- Strong Tier II & III city recovery, 50,000 sq. ft. retail expansion.

JSW Energy Cuts FY25 Capex to ₹10,000 Crore
- Focus shifts to O2 Power’s 2.4 GW renewable projects.
- Net debt stands at ₹26,500 crore with a 4.5x debt-to-EBITDA ratio.

Stock Market News (Quick Updates)
30th January 2025

Watch the full video here-
https://youtu.be/NhsXSZhiEdc

World Market

US Federal Reserve Holds Rates Steady After Previous Cuts
- The US Federal Reserve has kept interest rates unchanged at 4.25-4.5% after a series of three cuts last year.
- This decision indicates a pause in the recent easing of monetary policy.

Deepseek Impact Pressures Markets; NVIDIA Declines, Apple Remains Flat
- Continuing market pressure due to Deepseek's influence, causing a 5% drop in NVIDIA stock.
- Despite good results, Apple's stock remained flat amid the market downturn.

Indian Economy

Government Approves Credit Guarantee Scheme for MSME Manufacturing
- The government has approved the Mutual Credit Guarantee Scheme to provide support for MSMEs in the manufacturing sector.
- This initiative aims to foster growth and development within the manufacturing industry.

Digital Payment Transactions in India See Double-Digit Growth
- Digital payment transactions in India increased by 11.11% on a year-over-year basis by the end of September 2024.
- Data from the Reserve Bank of India (RBI) confirms this strong growth in digital payment adoption.

Stock-specific News

Ambuja Cement Reports Strong Net Profit Growth Due to One-Time Gains
- Ambuja Cement's Q3FY25 results show a 4.5% YoY revenue increase, but a significant 157% YoY jump in net profit.
- The substantial net profit growth is largely attributable to one-time extraordinary income.

Gujarat Fluorochemicals Exhibits Improved Operating Performance and Margins
- Gujarat Fluorochemicals has reported a 15.8% YoY growth in revenues, showing improved operating performance.
- The company also saw an expansion in EBITDA margins, reflecting better profitability.

Gujarat Fluorochemicals Detailed Q3 Results Show Revenue and Margin Growth
- Revenues grew 15.8% YoY with a substantial 840 bps YoY expansion in gross margins.
- The company's EV business is progressing, with plants fully stabilized and awaiting customer validations.

KPIT Technologies Reports Strong Revenue Growth and Exceeds Margin Expectations
- KPIT Technologies achieved a 17.40% revenue growth in constant currency terms, surpassing expectations.
- The company's EBIDTA margin of 21.11% demonstrates strong profitability performance.

Restaurant Brands Asia Faces Flat Sales Despite Revenue Growth
- Restaurant Brands Asia (RBA) experienced flat Same-Store Sales Growth (SSSG), indicating weak demand.
- Despite flat demand, the company reported an 11.2% year-over-year increase in revenue.

Maruti Suzuki Sales Volume Up But Quarterly Growth Remains Sluggish
- Maruti Suzuki reports a 13% year-over-year increase in sales volume, despite slowing quarterly revenue growth of 3.4%.
- The company's quarterly performance indicates a continued sluggishness in sales.

SRF Demonstrates Solid Growth in Revenue and Profitability
- SRF posted a 14% year-over-year revenue growth, with a 16% EBIT increase, showing strong overall performance.
- The Packaging Films segment was a major contributor to the positive results.

Bajaj Finance Exceeds Profit Estimates, Though NPAs See a Slight Rise
- Bajaj Finance's Q3FY25 results show a 13% increase in revenue and a 17% increase in net profit, exceeding estimates.
- However, the company also saw a slight increase in Non-Performing Assets (NPA).

Tata Motors Profit Declines Despite Revenue Rise and Improved Margins
- Tata Motors reported a 22% decline in profit YoY despite a 3% increase in overall revenue for the quarter.
- While the company's CV revenue declined, its EBITDA margin has shown improvement.

Accountability is must👍 Very important move from SEBI

It wasn’t a sprint, it was a marathon—Nifty 50 EPS huffed and puffed its way to ₹1,100!

Stock Market News (Quick Updates)
28th January 2025

Watch the full video here-
https://youtu.be/ZJMxwOYZQrU

World Market

Chinese AI Startup Releases Deepseek R1
- The R1 model matches performance with leading U.S. AI models.
- Training cost was only $5.6 million, significantly lower than competitors.

Nasdaq and S&P 500 Fall Amid DeepSeek Triggered Nvidia Rout
- U.S. markets declined sharply, with the Nasdaq down 2.7%.
- Concerns grew over potential AI stock bubble following DeepSeek's release.

China’s January Manufacturing Activity Shrinks to Five-Month Low
- Manufacturing PMI fell to 49.1, indicating contraction.
- Calls for more economic stimulus have intensified amid weak domestic demand.

Indian Economy

India Initiates Anti-Dumping Probe into PVC Resin Imports
- Investigation launched into alleged dumping from the EU and Japan affecting local industry.
- Anti-dumping duties may be imposed if the investigation confirms harm to domestic producers.

India’s Finished Steel Imports from China Hit Seven-Year High
- Finished steel imports from China rose 13.3% to 2.1 million metric tonnes.
- Combined imports from China, South Korea, and Japan accounted for 79% of total imports.

Stock-specific News

ITC Hotels Shares to Be Listed on January 29
- ITC Hotels will debut on BSE and NSE following a successful demerger.
- Shareholders will receive one share of ITC Hotels for every 10 shares of ITC held.

CDSL Shares Drop 9% Following Q3 Profit Dip
- CDSL's net profit fell 38% sequentially to ₹105 crore for Q3.
- The company opened the lowest number of new accounts since December FY24.

Kaynes Technology Q3 Reports 47% Increase in Net Profit
- Net profit surged 47.2% YoY to ₹66.4 crore in Q3 FY25.
- Despite strong results, shares fell 6.18% following the earnings announcement.

Bajaj Housing Finance PAT Up 25% in Q3
- Q3 profit increased to ₹548 crore, driven by robust credit demand.
- Loan assets grew by 31% YoY, with gross bad loans remaining low at 0.29%.

JSW Group Enters Copper Mining with ₹2,600 Crore Investment
- JSW secured two copper mine blocks in Jharkhand, expected to be operational by 2026-27.
- The move targets rising demand in sectors like electric vehicles and renewable energy.

Stock Market News (Quick Updates)
27th January 2025

Watch the full video here-
https://youtu.be/Amlzt8jXnXs

World Market

Bank of Japan Raises Interest Rates
The Bank of Japan increased interest rates to 0.5%, the highest in 17 years, citing rising wages as a factor in maintaining a 2% inflation target.
The yen strengthened by 0.8% following the announcement, although some gains were lost later.

Indian Economy

Govt Proposes Concessions for Vehicle Scrapping
MoRTH plans to double the rebate on new vehicle purchases to 50% of the Motor Vehicle tax for scrapping older vehicles with BS-II or earlier standards.
This initiative aims to phase out high-polluting vehicles under the Vehicle Scrapping Policy.

₹42,532 Crore Lithium Refinery Project in Nagpur
A ₹42,532 crore lithium refinery, India's first, will be established in Butibori, Nagpur, targeting a capacity of 60,000 tonnes per year.
The project aims to enhance India's domestic supply chain and reduce reliance on lithium imports.

Stock-specific News

Week Ahead: Key Economic Events
Union Budget 2025 and Q3 earnings from over 500 companies, including major Nifty 50 firms, are set to guide market focus.
The US Federal Reserve's interest rate decision and Q4 GDP growth estimates will also be closely monitored.

ICICI Bank Q3 Results: Profit Up 15%
ICICI Bank reported a net profit of ₹11,792 crore for Q3 FY2025, reflecting a 15% increase year-on-year.
Net interest income rose by 9.1%, although net interest margin declined to 4.25%.

IDFC First Bank Q3 Results: Profit Down 53%
IDFC First Bank's net profit dropped by 52.6% to ₹339.4 crore, despite a 14.4% rise in net interest income to ₹4,902 crore.
Customer deposits increased by 29% year-on-year, reaching ₹2,27,316 crore.

Yes Bank Q3 Results: 168% Profit Jump
Yes Bank's net profit soared 168% to ₹612.3 crore with net interest income growing 10.2% to ₹2,223 crore.
The gross non-performing assets ratio improved to 1.6%, enhancing asset quality.

NTPC Q3 Results: Profit of ₹4,711 Crores
NTPC reported a net profit of ₹4,711.4 crore for Q3 FY25, marking a 3.1% increase from the previous year.
The board declared a second interim dividend of 25% (₹2.5 per share) for FY25.

SIP Story in India: Kavya’s Journey to Financial Independence
Kavya, a marketing professional from Mumbai, started her SIP journey in 2015 with a clear goal: to achieve financial independence and an early retirement. She began by investing ₹25,000 every month in a diversified equity mutual fund through a Systematic Investment Plan (SIP). Over time, she stayed consistent despite market volatility and later increased her SIP contributions.
The Power of Discipline and Patience
Kavya remained committed during challenging periods like:
• 2016: Demonetization and market uncertainties.
• 2020: COVID-19 pandemic crash, when markets fell drastically.
• 2022: Fears around global inflation and rising interest rates.
In 2020, Kavya saw an opportunity to invest more when the markets dipped. She increased her monthly SIP to ₹50,000, a move that significantly boosted her long-term returns. Instead of panicking, she leveraged these downturns to accumulate more units at lower NAVs.
The Results
• Total Investment: ₹45,00,000 (₹25,000/month for 5 years + ₹50,000/month for 5 years).
• Portfolio Value (2025): ₹1,16,04,559.38 (approx.), achieving more than 2x growth in just 10 years with a 15%+ CAGR.
Key Takeaways from Kavya’s Story:
1. Start with Discipline: Kavya didn’t wait for the perfect time or higher income to begin investing. She started with ₹25,000 and adjusted her SIP as her earnings grew.
2. Leverage Volatility: Instead of stopping during market dips, she increased her SIP, using lower NAVs to her advantage.
3. Compounding Works Wonders: The longer Kavya stayed invested, the more compounding amplified her portfolio returns.
Kavya’s story is a powerful example of how consistent SIP investments, patience, and a focus on long-term goals can lead to significant wealth creation. Are you ready to start your SIP journey?

Stock Market News (Quick Updates)
24th January 2025

Watch the full video here-
https://youtu.be/_KvWI9nH3Z4

World Market

Trump's Davos Speech
- Urged companies to manufacture in the US or face tariffs
- Promised tax cuts for US manufacturers & aims to lower oil prices to end Ukraine war.

Jobless Claims Rise
- Continuing claims hit a 3-year high
- Layoffs are lasting longer, even if they're low

Stock-specific News

Tejas Networks Q3 Results
- Revenue and profit down QoQ but strong YoY growth due to BSNL
- New Chief Strategy and Business Officer joined from Nokia.

UltraTech Cement Q3 Results
- Net profit down YoY, but exceeded market expectations.
- Rural sales grew while urban demand slowed.

Kotak Acquires Loan Book
- Acquired Standard Chartered India's personal loan book for ₹3,330 crore
- Aims to grow in 'Salaried Affluent' segment

Sona BLW Q3 Results
- Net profit and revenue saw double digit YoY growth.
- BEV revenue at record high of 39% of total revenue

V2 Retail Q3 Profit Soars
- Net profit rose by 117.18% YoY in Q3
- Store expansions driven by strong sales growth

Solar Industries Investment
- ₹12,700 crore investment in Nagpur defence project.
- Focus on drones, counter-drone systems, and military transport aircraft.

Mankind Pharma Q3 Results
- PAT falls by 16.5%, while revenue rises by 24%
- Market share grew due to acquisition and gynaecology sector.

Nippon India AMC Q3 Results
- Net profit increased 4%
- Revenue from operations rose by 39 per cent

Dr Reddy's Q3 Results
- PAT rises 2.5% and revenue up 16%
- Driven by new products and European/emerging markets growth.

Indus Towers Q3 Results
- Net profit rises 160%
- Driven by tower additions & overdue payment collections.

SIP (Systematic Investment Plan) flows amount to nearly ₹26,000+ crore per month, contributing approximately ₹3 lakh crore+ annually to the mutual fund industry. When combined with other domestic investments, this figure surpasses ₹4-5 lakh crore annually. This marks the initial phase of the financialization of savings in India.

A significant portion of the world is facing an aging population, whereas India boasts a highly favorable demographic outlook for the next 20 years. During this period, India is expected to add approximately 20 crore people to its labor force, in stark contrast to China, which is projected to see a decline of a similar magnitude in its workforce.

*The Tale of Mr. Perfect Timing*
Once upon a time, in the bustling town of Moneypuram, there lived an investor named Mr. Perfect Timing. At least, that’s what he called himself. Others had slightly different names for him—names that involved less “perfect” and more “wishful thinking,” but we’ll stick to his version for now.
Mr. Perfect Timing had a simple philosophy: "I will always buy at the absolute bottom and sell at the absolute top. The rest of you fools can keep your SIPs and long-term investing nonsense."
Armed with this genius strategy, Mr. Perfect Timing waited patiently for the market to crash. Every day, he’d sip his coffee, scroll through financial news, and say, “Not low enough yet.” His neighbor, Mrs. Consistency, who kept boringly investing a fixed amount every month, tried to reason with him.
“Why don’t you just invest regularly? Timing the market is impossible!” she’d say, shaking her head.
But Mr. Perfect Timing would scoff. “Impossible for you, maybe. I’ll show you how the real pros do it.”
Finally, his moment arrived. It was March 2020, and the markets were crashing faster than a kid realizing he forgot his homework. “This is it! Multi-year lows! I’m going all in!” he declared, dramatically transferring his savings into stocks.
His portfolio skyrocketed in the months that followed. “See? I told you I’m a genius!” he gloated, showing off his returns at every party.
But then came 2021. And 2022. The market hit new highs. It hit higher highs. And then even higher highs. Mr. Perfect Timing, of course, knew exactly what to do.
“It’s too high now! A crash is imminent. I’ll sell everything at the absolute peak,” he said, rubbing his hands together. And so, he exited the market in early 2022… just before the market continued climbing for a few more months.
For the next year, Mr. Perfect Timing sat on his cash pile, waiting for a crash. He ignored his friends who told him, “Timing the market isn’t about waiting; it’s about time in the market.”
“Nonsense,” he’d reply. “I’m saving myself from disaster.”
Except there was no disaster. The market dipped here and there, but nothing crashed to the apocalyptic levels he was waiting for. Meanwhile, Mrs. Consistency’s SIPs grew steadily, and she was planning a vacation.
“Enjoy your little gains,” he told her. “I’ll be back when the market crashes to new lows.”

Years passed. The market rose. It dipped. It rose again. Mr. Perfect Timing waited…and waited…and waited. His "perfect entry" never came. His portfolio? Still in cash, earning the kind of interest that couldn’t even beat inflation.
One day, while scrolling through market data, he saw Mrs. Consistency’s portfolio. It had tripled in value.
“How?!” he cried, staring at her numbers in disbelief.
“It’s simple,” she replied, sipping her tea. “I didn’t try to time the market. I stayed invested. The highs and lows balanced out. You know, boring stuff.”
Mr. Perfect Timing couldn’t believe it. “But I was supposed to buy low and sell high!”
“You did neither,” Mrs. Consistency said with a chuckle. “You bought a bit high, sold a bit low, and missed the rest. But hey, at least your timing was… unique.”
And so, Mr. Perfect Timing learned a valuable lesson—timing the market is harder than it looks. But don’t worry. He’s still waiting for that perfect moment. Rumor has it he’s holding out for the Dow to drop to 10,000 or the Sensex to crash to 20,000.
Until then, he’s got plenty of cash… and plenty of time to wonder how Mrs. Consistency managed to retire early.

several regions.

Air India CEO Discusses Future Airline Landscape
* The Air India CEO predicts more than two major airlines will exist in India as the market consolidates and stabilizes.
* Plans are in motion to expand Air India’s fleet significantly by 2027, reinforcing its market presence.

BSNL’s 4G Expansion Progress
* BSNL has installed 50,708 4G sites, with 41,957 operational, as part of its major rollout initiative.
* The network upgrades are designed to bolster service quality and enhance coverage across India.

Mirae Asset Completes Sharekhan Acquisition
* Mirae Asset has successfully acquired Sharekhan, aiming to enhance its offerings in India's retail broking space.
* The acquisition will leverage Mirae's expertise to expand financial services for clients across the country.

LIC in Talks to Acquire Stake in ManipalCigna
* LIC is negotiating to acquire up to 50% of ManipalCigna Health Insurance, marking its entry into the health insurance sector.
* The potential deal could value ManipalCigna at approximately ₹4,000 crore, enhancing LIC's strategic position in the market.

Stock Market News (Quick Updates)
29th November 2024

Watch the full video here-
https://youtu.be/61Zj4ZRxn6I

World Market

Israel and Hezbollah Ceasefire Tensions
* A ceasefire between Israel and Hezbollah faces accusations of violations, with Israel citing militant incursions and Hezbollah claiming attacks on returning families.
* Both sides are elevating military tensions, complicating the fragile peace in the region.

Russia Targets Ukraine’s Energy Infrastructure
* Russia launched extensive missile and drone strikes against Ukraine’s energy facilities, raising concerns over power generation capacity ahead of winter.
* The attacks aim to cripple Ukraine’s energy sector, disrupting essential services during a critical period.

SEC Approves 24-Hour Stock Exchange
* The SEC has approved a new 24-hour stock exchange for round-the-clock trading, aiming to enhance market accessibility.
* Initially operating during standard hours, it seeks to expand to continuous trading, responding to the demand for flexible trading options.

US Inflation Data Meets Expectations
* The Personal Consumption Expenditures (PCE) index rose 0.2% in October, with annual inflation at 2.3%, aligning with economists’ forecasts.
* Core inflation increased by 2.8%, signaling stability amid ongoing concerns over economic conditions.

China Faces New US Tech Sanctions
* The US plans to add approximately 200 Chinese firms to its trade restriction list, affecting the semiconductor industry.
* This move could hinder China's efforts for technological self-reliance and impact major companies like Huawei.

Indian Economy

Mall Developers Rethink Multiplex Spaces
* With footfall dipping and competition from OTT platforms, mall developers are reducing space for multiplexes in new projects.
* The share of visitors drawn to multiplexes has dropped significantly, prompting strategic reevaluation.

India Launches First Offshore Mineral Auction
* India's Mines Ministry has initiated an auction for 13 offshore mineral blocks, targeting sustainable mineral extraction.
* The move aims to bolster the economy by enhancing domestic mineral resources for various industries.

India’s Iron Ore Production Grows
* Iron ore production in India rose by 4.1% to 158.4 million tonnes from April to October 2024, reflecting strong demand.
* Growth in iron ore signals continued economic activity in infrastructure and construction sectors.

Madhya Pradesh Secures ₹60,000 Crore in UK Investments
* Madhya Pradesh attracted ₹60,000 crore in investment proposals across sectors, including healthcare and agriculture, during a recent UK visit.
* This influx aims to boost economic development and job creation in the state.

Odisha Government Approves Major Investment Projects
* Odisha’s government authorized 20 investment projects worth ₹1.36 lakh crore, expected to create over 74,000 jobs.
* The projects span multiple sectors, including steel, green energy, and textiles, driving significant economic growth.

Stock-specific News

Marico CEO Optimistic on Urban Demand Recovery
* Marico's CEO projects a rebound in urban consumer demand post-food inflation dip, viewing the recent slowdown as temporary.
* He cites the long-term growth potential for packaged foods, despite current challenges.

Reliance Acquires Stake in Wavetech Helium
* Reliance Industries has purchased a 21% stake in Wavetech Helium for $12 million, expanding its low-carbon exploration efforts.
* The acquisition aligns with rising global demand for helium across multiple industries.

Insurers Deny Bancassurance Regulatory Speculation
* Major insurers dismissed rumors about potential IRDAI caps on bancassurance business, affirming no official communications on the matter.
* They continue to advocate for the growth of bancassurance partnerships within the industry.

Dr. Reddy’s Launches Immuno-Onco Drug in India
* Dr. Reddy’s Laboratories launched Toripalimab, the first immuno-oncology drug approved for nasopharyngeal carcinoma in India.
* This significant advance enhances treatment options for cancer patients in India and

Stock Market News (Quick Updates)
21st November 2024

Watch the full video here-
https://youtu.be/OB5qQLqYPRU

World Market

US Market Update Amid Rising Tensions
* Investors are on alert as the US closes its embassy in Kyiv amid escalating Russia-Ukraine tensions and potential nuclear risks.
* U.S. economic data shows a decline in housing starts and permits, with key economic reports expected this week.

UK Inflation Surges to 2.3% in October
* UK inflation rose to 2.3% in October, exceeding the Bank of England's target and raising service sector prices to 5.0%.
* The spike in inflation is likely to maintain a cautious stance on interest rate cuts by the BoE.

China Holds Benchmark Lending Rates Steady
* China's central bank kept its benchmark lending rates unchanged at 3.1% for the one-year loan prime rate amid ongoing stimulus evaluations.
* Analysts expected the People's Bank of China to maintain these rates for November.

Indian Economy

FICCI Calls for GST Cuts on EVs
* FICCI's Sulajja Firodia Motwani urged reduced GST rates on EV batteries and charging services to promote electric mobility growth.
* The current disparity in GST rates is hindering EV adoption, with battery taxes at 18% compared to 5% on EVs.

India-UK FTA Talks Set to Resume
* India and the UK will restart Free Trade Agreement negotiations in early 2025, aiming for a mutually beneficial deal after a pause during the UK's election cycle.
* Key issues include India's demands for skilled labor access and the UK’s desire for reduced import duties on goods.

Stock-specific News

UPL Sells 8.93% Stake in Advanta for ₹2,100 Cr
* UPL announced a deal to sell an 8.93% stake in Advanta for ₹2,100 crore while securing a strategic investment of $350 million with Alpha Wave Global.
* The proceeds will be used for debt reduction and Advanta’s expansion in agricultural products.

Tata Power Partners with Bhutan for Clean Energy
* Tata Power has partnered with Bhutan's Druk Green Power to develop 5,000 MW of renewable energy projects, the largest collaboration in the sector to date.
* This initiative aims to leverage Bhutan's hydropower resources and fulfill growing energy demands.

Adani Infra Acquires 30% Stake in PSP Projects
* Adani Infra will buy a 30% stake in PSP Projects for ₹685 crore and plans to launch an open offer for an additional 26% stake.
* This acquisition enhances Adani Group’s construction capabilities within various sectors.

Birla Opus Expands with New Plant in Mysore
* Birla Opus Paints has launched its fourth plant in Mysore, increasing its manufacturing capacity to 866 million liters per annum.
* The new facility aims to meet rising demand in the southern region and is pivotal to the company's growth strategy.

IHCL Plans to Double Revenue by 2030
* Indian Hotels Company (IHCL) aims to double its revenue to ₹15,000 crore and expand its hotel portfolio to over 700 by 2030.
* The company is committed to maintaining a net cash positive status while investing up to ₹5,000 crore for future growth.

New F&O Rule Effective November 21
* SEBI will introduce new measures for the futures and options segment, raising minimum contract value to ₹15 lakh from ₹5-10 lakh.
* Other changes include adjustments to lot sizes and stricter margin requirements to curb excessive speculation.

NLC India Approves ₹3,720 Crore Renewable Investment
* NLC India Ltd plans to invest ₹3,720 crore in renewable energy projects, aiming for 20 GW capacity by 2030.
* The company forecasts a significant growth in power demand and plans to enhance its mining capacity simultaneously.

Uttar Pradesh is the Capex Hub of India #capex

Stock Market News (Quick Updates)
19th November 2024

Watch the full video here-
https://youtu.be/X4ZVJtd7rNk

World Market

Gold Rebounds, Ending Losing Streak
* Gold prices rose 1% to $2,593.89 per ounce as the dollar's rally paused, marking an end to six consecutive losses.
* Investors await Federal Reserve comments for clarity on future interest rate cuts.

Tesla Shares Surge on Self-Driving Regulation Hopes
* Tesla's shares jumped nearly 8% amid reports that Trump's team may prioritize regulations for self-driving vehicles.
* The new regulations could significantly benefit Tesla as it unveils its Cybercab prototype expected in 2026.

Indian Economy

India's Tyre Industry Faces Slow Growth Ahead
* India's tyre manufacturers anticipate another year of sluggish growth, with FY24 revenue projected to rise only 7-8%.
* Rising natural rubber costs and limited price increases are squeezing profit margins, with a decrease of about 300 basis points expected.

Finance Minister Urges Banks to Lower Interest Rates
* FM Nirmala Sitharaman called for banks to make interest rates more affordable to reduce borrowing stress on industries.
* Lower lending rates are essential for meeting India's growth aspirations and encouraging investment in new facilities.

Stock-Specific News

ONGC and NTPC Form Renewable Energy JV
* ONGC NTPC Green Private Ltd has been established as a 50:50 venture focused on developing renewable energy projects in India.
* The JV will explore offshore wind projects and greenfield developments both domestically and internationally.

PG Electroplast Enters EV Battery Market
* PG Electroplast's subsidiary is now the exclusive manufacturing partner for Spiro Mobility's Electric Vehicles in India.
* This partnership positions PG Electroplast for significant growth in the burgeoning EV market and lithium-ion battery sector.

Gas Stocks Plummet After Gas Allocation Cuts
* Shares of major gas distributors fell sharply after the government reduced gas allocations to city gas distributors by ~20%.
* The cuts are expected to negatively impact profitability, prompting analysts to downgrade their ratings on CGD stocks.

NTPC Green Energy IPO Set to Launch
* NTPC Green Energy's IPO opens on November 19, aiming to raise ₹10,000 crore with a price band of ₹102-₹108 per share.
* The funds will primarily support renewable energy projects and operational capacity expansion.

Waaree Energies Reports Strong Q2 Performance
* Waaree Energies' net profit rose 17% to ₹375.6 crore for Q2, post-IPO, with revenue increasing to ₹3,663.4 crore.
* The company plans significant investments in renewable projects and new technologies, including green hydrogen.

Government to Discontinue Windfall Gains Tax
* The government will end the windfall gains tax in December after a review found it ineffective and unpopular within the industry.
* The tax was initially introduced to help recover from COVID-19 impacts but failed to generate significant revenue.

India's youthful population, with an average age of 29.8, positions it for robust economic growth, driving increased consumption and demand for goods and services. This demographic dividend can lead to enhanced productivity and innovation, making India a significant player in the global economy over the next decade. #indiangrowthstory

Stock Market News (Quick Updates)
14th November 2024

Watch the full video here-
https://youtu.be/XpHFXZueNLA

World Market

US Annual Inflation Rate Hits 2.6% in October
• October CPI rose 0.2%, bringing the annual inflation rate up to 2.6%, slightly higher than September.
• Core CPI increased by 0.3%, aligning with expectations, as traders lower forecasts for future Fed rate cuts.

Indian Economy

India’s Finished Steel Imports Reach Seven-Year High
• India’s finished steel imports rose to 5.7 million metric tons during April-October, marking a seven-year peak.
• The steel ministry is considering imposing a safeguard duty to address the surge in imports, primarily from China.

SBI Research: Rate Cut Unlikely by February 2025
• RBI is unlikely to cut interest rates in February 2025 due to persistent inflation, which is expected to average 4.8-4.9%.
• Food inflation, notably vegetables, has surged, with overall retail inflation recorded at 6.21%.

Adani Group to Invest $10 Billion in US Energy
• Following Trump’s win, the Adani Group plans a $10 billion investment, capitalizing on potential policy changes favoring energy companies.

Stock-specific News

NTPC Green Aims for ₹1 Trillion Investment
• NTPC Green plans to invest ₹1 trillion in solar and wind assets, with a significant portion expected from an upcoming IPO.
• The target is to expand capacity from 3,220 MW to 19,000 MW by 2027.

Varun Beverages Launches ₹7,500 Crore QIP
• Varun Beverages Ltd has launched a Qualified Institutional Placement (QIP) targeting ₹7,500 crore to fund expansion.

Vodafone Idea Narrows Loss to ₹7,176 Crore
• Vodafone Idea's losses narrowed to ₹7,176 crore in Q2, with revenues up 1.8% to ₹10,932 crore amid tariff hikes.
• Increased ARPU reflects a positive trend in India's telecom sector following price adjustments.

Eicher Motors Q2 Results Show Profit Increase
• Eicher Motors’ net profit rose 8% to ₹1,100 crore for Q2, although margins narrowed slightly from last year.
• Total revenue increased by 3.6% to ₹4,263 crore, supported by solid sales from Royal Enfield.

PI Industries Reports Higher Profit and Revenue
• PI Industries saw a 5.8% increase in net profit to ₹508.2 crore, with revenue rising by 4.9% to ₹2,221 crore in Q2.
• EBITDA margin improved to 28.3%, indicating operational efficiency.

Kalyan Jewellers' Profit Declines Due to One-Time Loss
• Kalyan Jewellers reported a 3.3% drop in net profit to ₹130 crore due to a one-time loss, despite a revenue increase of 37%.
• Strong Same-Store Sales Growth signals optimism for the upcoming wedding season.

Senco Gold Revenue Grows, Profit Declines
• Senco Gold's revenue grew 31% to ₹1,500 crore, but profit after tax declined to ₹12 crore due to inventory losses.

EIH Reports 40% Profit Increase in Q2
• East India Hotels (EIH) posted a 40% increase in net profit to ₹132 crore, with revenue rising by 12.6% to ₹622.58 crore.
• The company has ambitious expansion plans with a pipeline of 20 new properties by 2029.

Torrent Power Net Profit Declines Amid Weak Demand
• Torrent Power's net profit dropped by 9% to ₹495.72 crore due to decreased electricity demand from the prolonged monsoon.
• Despite challenges, total income increased to ₹7,300.51 crore, showcasing resilience.

Summary of Warren Buffett's Investment Philosophy: Emphasizing Long-Term Value and Strong Fundamentals

1. Introduction to Buffet's Philosophy:
- Warren Buffett emphasizes long-term value creation and investing in sound businesses.
- His investment strategy focuses on companies with strong fundamentals and a history of profitability.

2. Categorization of Businesses:
- Buffett classifies businesses as great, good, or gruesome based on their economic viability.
- Great businesses have high returns on capital, while gruesome businesses struggle to be profitable.

3. Importance of Dividends:
- Buffett favors companies that return profits to shareholders through dividends.
- Dividends reflect a company's financial health and management quality.

4. Evaluating Management:
- Trustworthy and competent management is critical for assessing a business's potential.
- Buffett looks for transparency and the ability to learn from mistakes in leadership.

5. The Role of 'Moats':
- A 'moat' signifies a company's competitive advantage that ensures sustained profitability.
- Investors should assess the endurance of a moat to gauge a company's long-term viability.

6. Investing in Technology:
- Buffett shows an evolving interest in technology companies while maintaining core investment principles.
- His approach includes applying traditional value analysis to new market opportunities.

7. Avoiding Gruesome Investments:
- Investing in gruesome businesses can lead to significant losses and distract from potential opportunities.
- Buffett warns that poor investments harm overall portfolio performance.

8. Long-Term Investment Approach:
- Buffett's strategy emphasizes holding underpriced stocks for extended periods.
- Successful investing requires thorough analysis and patience to realize long-term gains.

9. Long-Term Investment Potential:
- Identifying companies in the growth phase can yield high returns over 8-10 years.
- Applying Warren Buffett's investment philosophy enhances chances of stock picking success.

10. Importance of Fundamental Analysis:
- Understanding business characteristics and enduring moats is crucial for investors.
- Focus on companies with strong fundamentals for confident market navigation.

https://youtu.be/PRR0qQxBiJo

https://youtu.be/7iV4EMxX4d8?si=6tK67xuw7LYpoauj

https://youtu.be/8Fy8kXrbQk4?si=9sSdPqS5_2mroS7Q

Stock Market News (Quick Updates)
28th October 2024

Watch the full video here-
https://youtu.be/2swVEjEUPH4

Global News

Nasdaq Hits All-Time High
• The Nasdaq Composite rose 0.56% to 18,518.61, fueled by strong megacap tech stocks.
• Dow Jones dropped 259.96 points, ending a six-week winning streak.

Japan Elections Result in LDP Setback
• The ruling LDP faces its worst results since 2009 amid a funding scandal and rising inflation.
• Prime Minister Ishiba aims for a coalition to maintain a majority amid significant opposition gains.

Indian Market

Market Overview
• Global trends and foreign investor activity will heavily influence this week’s market movements.
• Caution lingers as markets brace for upcoming macroeconomic data and geopolitical developments.

Consumer Price Increases
• Rising crude palm oil prices prompt Indian consumer firms to raise product prices significantly.
• Hindustan Unilever and Godrej Consumer Products are adjusting prices to navigate the inflation crisis.

Stock-wise news

Swiggy Cuts IPO Valuation Again
• Swiggy lowers IPO valuation to $11.3 billion amid market volatility and Hyundai's lukewarm debut.
• BlackRock and CPPIB are set to invest in Swiggy's $1.4 billion offering.

Coal India Q2 Profit Declines
• Coal India reports a 22% drop in net profit to ₹6,275 crore for Q2, driven by lower sales.
• The company declared an interim dividend of ₹15.75 per share despite production challenges.

IndiGo Posts ₹986 Cr Loss
• IndiGo reports a net loss of ₹986.7 crore in Q2, impacted by high fuel costs and grounded planes.
• Revenue increased 14.6% YoY, but total expenses rose nearly 22%.

JSW Steel Net Profit Slumps 84%
• JSW Steel's Q2 net profit fell 84.1% to ₹439 crore as revenue decreased by 11%.
• The decline is attributed to lower sales realization and increased imports affecting the market.

Inox Wind Reports Profit Surge
• Inox Wind recorded a net profit of ₹90.20 crore for Q2, reversing a loss from last year.
• Total income soared to ₹741.74 crore, backed by a strong order book of 3.3 GW.

IndusInd Bank Shares Plunge
• Shares dropped 19% after a 40% YoY decline in Q2 net profit to ₹1,325.45 crore.
• The bank's market capitalization fell by ₹18,500 crore, now ranking 12th among lenders.

JSW Steel Sees Major Profit Decline
• JSW Steel's net profit slumped 84.1% YoY to ₹439 crore amid lower sales realization.
• Revenue from operations fell 11% to ₹39,684 crore, missing analysts' expectations.

IDFC First Bank Reports Major Profit Drop
• IDFC First Bank's net profit fell 73% to ₹201 crore in Q2 FY25, despite a rise in total income.
• Provisions increased significantly, reflecting a cautious approach to asset quality.

ICICI Bank Posts Strong Q2 Earnings
• ICICI Bank's net profit rose 14.5% YoY to ₹11,746 crore, beating estimates amid solid growth in non-interest income.
• Asset quality improved with gross NPA ratio declining to 1.97%.

Shriram Finance Net Profit Rises 20%
• Shriram Finance reported a 20% YoY increase in net profit to ₹2,153.27 crore for Q2 FY25.
• The board declared an interim dividend of ₹22 per share alongside improving asset quality.

Yes Bank Sees Healthy NII Growth
• Yes Bank's net interest income increased 14.3% YoY to ₹2,200.4 crore with a net profit of ₹553 crore.
• Gross NPA improved to 1.6% from 1.7%, with provisions down 40.6% YoY.

Airtel Africa's Profit Declines 80%
• Airtel Africa's Q2 net profit dropped to $24 million, impacted by significant currency devaluation.
• Revenue fell 2.6% to $1.21 billion, showing improved resilience compared to the previous quarter.

shifts focus to off-premise business.

Indian Energy Exchange Net Profit Up
* IEX reported a 25% increase in net profit to ₹108.32 crore for Q2.
* Trading volumes surged by 24%, though results slightly missed analyst expectations.

Stock Market News (Quick Updates)
25th October 2024

Watch the full video here-
https://youtu.be/I_FGHhEeZgM

World Economy

Dow Declines for Fourth Straight Day
* The Dow fell 180 points, impacted by rising rates and weak earnings reports.
* Tesla's strong Q3 results provided some lift to the Nasdaq, which rose 0.6%.

10-Year Treasury Yield Pulls Back
* The yield on the 10-year Treasury rose above 4.25%, reflecting market adjustments.
* Traders are monitoring Fed comments as initial jobless claims fell to 227,000.

US Weekly Jobless Claims Drop
* New unemployment claims decreased by 15,000 to 227,000, defying expectations.
* Fewer filings post-Hurricane Helene contributed to the drop despite rising claims from Hurricane Milton.

Indian Economy

Signs of Urban Economic Slowdown
* Consumer sectors face weak demand amidst high inflation and decreased FMCG growth.
* Rural areas show resilience, but urban markets continue to struggle with slower spending.

India's Composite PMI Rises to 58.6
* HSBC's Composite PMI indicates sustained growth with job creation reaching its highest pace since 2006.
* Manufacturing saw improved output and sales against rising input costs.

Stock-wise News

ITC Reports Q2 Growth
* ITC's revenue rose 15.6% YoY while net profit increased by 1.9%, supported by diverse segments.
* The cigarette sector showed sustained volume recovery amidst challenging market conditions.

Swiggy Lowers IPO Valuation Target
* Swiggy aims for a valuation of $12.5-13.5 billion for its upcoming IPO, down from $15 billion.
* Market volatility and corrections prompted the reevaluation ahead of its listing on November 13.

Aster DM Healthcare Sees Stock Surge
* Aster DM's stock rose 13.9% after reporting a net profit of ₹96.84 crore in Q2, bouncing back from losses.
* Plans for expansion include increasing hospital beds to meet growing healthcare demand in India.

Piramal Pharma Q2 Results Show Growth
* Piramal Pharma's net profit quadrupled to ₹23 crore, driven by a 17% revenue increase.
* The company announced an $80 million expansion plan for its Lexington facility to boost capabilities.

Godrej Properties Net Profit Soars
* Godrej Properties’ net profit increased nearly fivefold to ₹335.21 crore in Q2 FY25.
* The company achieved record bookings of ₹5,198 crore, reflecting strong demand and sales growth.

Zomato Confirms Fee Hike
* Platform fees raised from ₹7 to ₹10 in select cities ahead of the festive season.
* Zomato states fee adjustments are routine, aimed at covering operational costs.

Colgate-Palmolive Q2 Results
* Net profit rose 16% YoY to ₹395 crore, with sales increasing by 10% to ₹1,609 crore.
* Higher advertising spending supports brand development and product quality enhancements.

India Inc's Q2 Growth Slows
* Estimated revenue growth for Indian companies falls to 5-7%, the slowest in 16 quarters.
* Construction sector stagnation and lower performance in industrial commodities contribute to the slowdown.

KPIT Technologies Shares Plummet
* KPIT's stock fell 15% due to sluggish guidance for H2 FY25 despite a 4% revenue increase in Q2.
* Management projects lower growth expectations amid delayed project starts and offshoring demand.

Adani Wilmar Returns to Profit
* Adani Wilmar reports a 17.9% revenue growth to ₹14,460 crore, recovering from a previous loss.
* Net profit reached ₹311 crore, marking significant improvement year-on-year.

ACC Q2 Results Show Profit Decline
* ACC’s profit after tax fell to ₹200 crore, despite record revenue of ₹4,613 crore.
* The company expects demand to improve in H2 FY25, driven by post-monsoon construction activities.

Oyo Net Profit Surges
* Oyo reports a net profit of ₹158 crore for Q2, rebounding from a loss of ₹50 crore last year.
* Revenue increased to ₹1,578 crore, bolstered by recent acquisition of G6 Hospitality.

Westlife Foodworld Faces Major Decline
* Westlife's net profit dropped 98.4% to ₹35.78 lakh amidst rising expenses.
* Same-store sales growth declined by 6.5% as the company

Stock Market News (Quick Updates)
24th October 2024

Watch the full video here-
https://youtu.be/yzBZIHW8zPM

*World Economy*

Dow Continues Decline
• Dow Jones fell 378 points as Treasury yields exceed 4.25%, marking a third consecutive day of losses.
• Skepticism grows over further Fed rate cuts despite robust economic data.

*Indian Economy*

Gold and Silver Prices Hit Record Highs
• Gold prices reached ₹81,500 per 10 grams, driven by strong wedding season demand.
• Silver surged to ₹1.02 lakh per kg, reflecting both seasonal demand and geopolitical risks.

Govt Lifts Rice Export Curbs
• India removes the minimum export price for non-basmati white rice, effective October 22.
• This decision comes amid ample rice stocks and stable retail prices.

India Imposes Anti-Dumping Duty on Chinese Goods
• Five-year anti-dumping duties on isopropyl alcohol and other Chinese products aim to protect domestic industries.
• Duties will help mitigate the impact of cheap imports.

*Stock-wise News*

HUL's Q2 FY25 Revenue Update
• HUL reported a 1.9% revenue increase to ₹15,926 crore, with a net profit decline of 2.4%.
• The company anticipates calibrated price increases amid rising commodity costs.

TVS Motor Company Q2 Profits Surge
• TVS Motor's net profit rose 45% to ₹560.49 crore, driven by strong motorcycle and scooter sales.
• Overall two-wheeler sales reached a record 1.228 million units.

AU Small Finance Bank Q2 Results
• AU Small Finance Bank's net profit soared 42% YoY to ₹571 crore amidst rising total income.
• CEO expressed optimism for improved economic conditions in the second half.

Pidilite Industries Q2 Performance
• Pidilite's net profit increased 17.8% to ₹540.3 crore, supported by strong volume growth.
• Demand in rural markets outpaced that in urban areas, despite some seasonal challenges.

GFCL EV Products Raises ₹1,000 Crore
• GFCL EV secures ₹1,000 crore to expand in the electric vehicle and energy storage market.
• Funding will support development of battery materials amid rising global demand.

Dr Lal Path Labs Q2 Results
• Dr Lal Path Labs reported an 18% net profit jump to ₹129 crore, driven by increased operational volumes.
• The company plans to open new labs and consider acquisitions to expand its footprint.

Stock Market News (Quick Updates)
23rd October 2024

Watch the full video here-
https://youtu.be/7goEt5b0qqY

World Economy

GM Raises 2024 Earnings Guidance
- GM's Q3 earnings per share hit $2.96, surpassing expectations and prompting an upward revision for 2024.
- Full-year adjusted earnings forecast raised to $14-$15 billion, bolstered by strong North American performance.

Gold Hits Record High Amid Uncertainties
- Gold prices soared to an all-time high of $2,741.97 on safe-haven demand linked to U.S. election jitters.
- Analysts speculate prices may reach $3,000 if geopolitical tensions escalate further.

IMF: Global Inflation Nearly Conquered
- IMF reports global inflation projected to drop to 3.5% by end of 2025, emphasizing a need for policy adjustments.
- Despite inflation control, increasing geopolitical risks present a challenge to growth prospects.

Indian market

AICPDF Alleges Predatory Pricing by Quick Commerce Players
- Distributors body files complaint against Blinkit, Swiggy, and Zepto for alleged predatory pricing tactics.
- CCI has initiated an investigation; claims threaten small retailers' viability amid booming quick commerce.

IMF Maintains India's GDP Growth Forecast
- IMF keeps India's GDP growth forecast at 7% for FY25 and 6.5% for FY26, citing robust consumption.
- The Reserve Bank of India aligns with this outlook, highlighting strong economic fundamentals.

Route Mobile Reports Q2FY25 Results
- Route Mobile's net profit rose 14% to ₹101.27 crore, driven by record quarterly revenue.
- Despite seasonally weak Q2, optimism for Q3 remains high due to festive demand.

Stock-wise News

SRF Q2 Results Show Profit Decline
- SRF's net profit fell 33% to ₹201.42 crore amid higher expenses.
- Plans to invest ₹1,100 crore in new plants to manufacture fourth-generation refrigerants are underway.

Kajaria Ceramics Q2 Results
- Kajaria's net profit declined 22% to ₹84.27 crore, missing expectations amid sluggish demand.
- Revenue grew 5%, but construction sector challenges were evident.

ICICI Securities Q2FY25 Results
- ICICI Securities posted a 25% profit increase to ₹529 crore, supported by rising income in broking and distribution.
- Total income surged 37% to ₹1,707 crore.

Supreme Industries Revenue and Profit Decline
- Supreme Industries saw a 15% drop in PAT, pulling down shares by 10%.
- Revenue fell 1.55%, attributed to price volatility in the plumbing sector.

Ambuja Cements to Acquire Stake in Orient Cement
- Ambuja Cements plans to acquire a 46.8% stake in Orient Cement for ₹8,100 crore.
- The deal aims to expand operational capacity and strengthen market position.

Paytm Reports Q2FY25 Earnings
- Paytm's net profit surged to ₹930 crore, boosted by a one-time gain; however, revenue fell 34% to ₹1,659 crore.
- Expecting growth in GMV during the festive season, the company expands partnerships for new initiatives.

Bajaj Finance Q2 Results
• Net profit at ₹4,014 crore, missing estimates of ₹4,343 crore amid rising loan losses.
• Gross NPA ratio increased to 1.06%, reflecting stress in unsecured loans.

Hyundai Motor India Market Debut
• Shares dropped over 7% on debut after India’s largest IPO valued at ₹27,870 crore.
• Closing price was ₹1,820, down from the issue price of ₹1,960, raising concerns among investors.

Nestlé India's Profit Dip
• Nestlé reported a 1% decline in net profit as urban demand falters amidst food inflation.
• Chairman noted mega cities are becoming pressure points for the FMCG sector.

Zomato Q2 Results
• Profit surged fivefold to ₹176 crore, but revenue declined 30% from previous quarter.
• Company plans to raise up to ₹8,500 crore through a qualified institutional placement.

Varun Beverages Q3CY24 Growth
• Sales volume grew by 21.9%, totaling 26.75 crore cases, despite heavy rains.
• Ebitda surged by 30.5%, driven by improvement in operational efficiencies.

Persistent Systems Q2 Results
• Net profit rose 23.4% YoY to ₹325 crore, marking the 18th consecutive quarter of growth.
• Focus on AI-led services amidst strong performance in revenue and EBITDA margins.

FIIs sector wise Outflows & Inflows from 1st to 15th October 2024

https://youtu.be/fuEe9GQ9lpk

https://youtu.be/QDaXMvjbFCc

https://youtu.be/nASKmLRYEZU?si=ZPO2pFrDcryWFfjR

https://youtu.be/dOyuak2yvVI?si=vV9sk-7Heg828cPk

https://youtu.be/n-mc5YrbNYo?si=aEtzlvpLAb4XMwmj

https://youtu.be/g3OTYz-YRbY?si=HynNKG92nrTiEcDK

https://youtu.be/jzz3rBjYXi0?si=T6fMGSggk2aCFurJ

https://youtu.be/n3t5m-8V6JM

https://youtu.be/4dUK7BGK1XU?si=jNnkapyOu077fVgR

https://youtu.be/vyb3z9r1Otk?si=xbwUjiHWskQY3aaP

https://youtu.be/J7M3_gmPTL4?si=ILTOq5PxH_OoSgQj

https://youtu.be/yEPR-Dj9eME?si=Mj9HFvfHGkv4A-DF

https://youtu.be/-rm8YITKbyg?si=WzJYp4wHGhSAzZhi

https://youtu.be/n3t5m-8V6JM

https://youtu.be/L3gFs5i8wfc?si=8PH_dKiej_Y3Rzwn

https://youtu.be/svW9Ky6IOMw?si=yUteFt965H2Y2tLB

https://youtu.be/hr1ImiqCXi0?si=C1-9uxwpqjynhPKG