Descriptive RBI Grade B๐ŸŽฏ @descriptive_bankexam Channel on Telegram

Descriptive RBI Grade B๐ŸŽฏ

@descriptive_bankexam


Descriptive Section either in English or In Subject Matters (RBI, NABARD) becoming very Important. Our mission is to make this segment easy for those who don't feel confident in it.

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Descriptive RBI Grade B๐ŸŽฏ (English)

Are you preparing for the RBI Grade B exam and struggling with the Descriptive Section? Look no further! Join our Telegram channel 'Descriptive RBI Grade B๐ŸŽฏ' (@descriptive_bankexam) where we focus on making the Descriptive Section, whether in English or in Subject Matters like RBI and NABARD, easier for you. Our mission is to provide guidance and support to those who may not feel confident in this crucial segment of the exam.

Our dedicated team is here to help you tackle the Descriptive Section with confidence and ease. Whether you need tips, strategies, practice exercises, or simply have questions, we've got you covered. Ask your queries directly at @askbrajesh and visit our blog at www.brajeshmohan.in for additional resources.

Don't let the Descriptive Section hold you back in your RBI Grade B exam preparation. Join us today and let's ace this together!

Descriptive RBI Grade B๐ŸŽฏ

21 Nov, 05:47


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Descriptive RBI Grade B๐ŸŽฏ

18 Nov, 12:02


Understanding Indiaโ€™s transitioning food patterns, processed foods, and how they impact health

https://www.thehindu.com/sci-tech/health/understanding-indias-transitioning-food-patterns-processed-foods-and-how-they-impact-health/article68871830.ece

Descriptive RBI Grade B๐ŸŽฏ

18 Nov, 12:01


Empowering rural women

https://www.thehindu.com/opinion/open-page/empowering-rural-women/article68860562.ece

Descriptive RBI Grade B๐ŸŽฏ

16 Nov, 04:12


RBI study explores how Indian banks leverage AI

https://www.medianama.com/2024/10/223-private-banks-lead-in-ai-adoption-but-public-sector-catching-up-says-rbi-study/

Descriptive RBI Grade B๐ŸŽฏ

15 Nov, 07:39


At the COP29 climate conference held in Baku, countries approved a long-awaited agreement to finalize a global carbon market.

This system, rooted in the Paris Agreement's Article 6, will enable nations to trade carbon creditsโ€”certified reductions in emissions. The prices of these credits are influenced by emission caps set by individual countries.

What Is a Carbon Market?

โ€” Article 6.2: Facilitates bilateral carbon trade between countries.
โ€” Article 6.4: Focuses on establishing a global carbon market regulated by a UN body.
โ€” The operational framework for the market has been under discussion since 2022, with delays caused by the need for transparency and credibility in carbon credit generation.

COP29 President Mukhtar Babayev hailed the breakthrough as a "game-changing tool" to funnel resources to developing nations.

Descriptive RBI Grade B๐ŸŽฏ

15 Nov, 07:35


Article 243-I of the Constitution:
โ€” Requires states to constitute an SFC within one year of the commencement of the 73rd Amendment (1992) and thereafter every five years.
โ€” SFCs are tasked with reviewing the financial position of panchayats and recommending principles for the distribution of state revenues between the state and panchayats.

Descriptive RBI Grade B๐ŸŽฏ

14 Nov, 17:01


Retail inflation rate surged to a 14-month high of 6.21 per cent in October with a sharp rise in prices of food items, especially fruits, vegetables, meat and fish, and oils and fats, data released by the National Statistical Office.

Core Contributors to Inflation

Food and Beverages:

โ€” Accounts for 45.86% of the Consumer Price Index (CPI) weight.
โ€” Inflation rose to 9.69% in October from 8.36% in September.

Vegetables:
โ€” Inflation jumped to 42.18% in October, up from 35.99% in September.
โ€” Unseasonal rains and extended monsoons were key contributors.

The October CPI print breaches the RBIโ€™s medium-term inflation target band of 4% ยฑ 2% for the second consecutive month. RBI Governor Shaktikanta Das has emphasized a cautious approach, reiterating that the neutral stance adopted in October does not imply an imminent rate cut.

Descriptive RBI Grade B๐ŸŽฏ

14 Nov, 16:58


The Reserve Bank of India (RBI) has issued new directives for foreign portfolio investors (FPIs) to ensure compliance when their equity holdings exceed prescribed limits and are reclassified as foreign direct investment (FDI).

FEM (NDI) Rules, 2019:
- FPIsโ€™ investments should remain below 10% of the total paid-up equity capital (on a fully diluted basis).
- Exceeding this limit requires FPIs to either:
โ€” Divest the excess holdings within five trading days, or
โ€” Reclassify the holdings as FDI.

Descriptive RBI Grade B๐ŸŽฏ

14 Nov, 12:25


State Bank of India, HDFC Bank and ICICI Bank continue to be identified as Domestic Systemically Important Banks (D-SIBs) in the 2024 list of this category.

What are the capital requirements for D-SIBs?

โ€” Based on the bucket in which a D-SIB is placed, an additional common equity requirement has to be applied to it. The additional capital requirement ranges from 0.20 per cent to 0.80 per cent of risk weighted assets, depending upon the bucket D-SIBs are plotted into.

โ€” On Wednesday, the RBI said, the additional common equity tier 1 (CET1) requirement as a percentage of Risk Weighted Assets (RWAs) for SBI is 0.80 per cent. The additional fund requirement for HDFC Bank is 0.40 per cent, and that for ICICI Bank is 0.20 per cent.

Descriptive RBI Grade B๐ŸŽฏ

14 Nov, 12:03


4.5 lakh โ€˜muleโ€™ accounts frozen, many in public sector banks

https://indianexpress.com/article/india/cyber-crimes-4-5-lakh-mule-accounts-frozen-many-in-public-sector-banks-9665085/

Banking Sector Shortcomings:
- Fraudsters are leveraging KYC documents of unsuspecting individuals to create mule accounts.
- Gaps in monitoring and verification have been identified, with potential involvement of bank officials.

These fraudsters are using Payment Banks Account, CSP centers of PSBs specially SBI to create such mule account and many a times these accounts are based out of Far reaching areas of North East, LWE districts etc.

Note: In short, if you have lost your money to Fraud, then don't expect it to be returned (Chances of return is 0.001% so make sure you don't get defrauded.)

Descriptive RBI Grade B๐ŸŽฏ

13 Nov, 04:00


What are Dedicated Freight Corridors (DFCs)?

Descriptive RBI Grade B๐ŸŽฏ

13 Nov, 03:59


A recent study from the University of New South Wales highlights the economic benefits of Indiaโ€™s Dedicated Freight Corridors (DFCs), noting significant contributions to GDP growth and Indian Railwaysโ€™ revenue.

Descriptive RBI Grade B๐ŸŽฏ

13 Nov, 03:56


Key Factors Influencing Deposit and Credit Growth

Descriptive RBI Grade B๐ŸŽฏ

13 Nov, 03:56


For the first time in 30 months, the growth in bank deposits has surpassed credit growth, with a year-on-year deposit increase of 11.8% in the fortnight ending October 18, 2024, compared to 11.7% growth in loan disbursements.

Descriptive RBI Grade B๐ŸŽฏ

13 Nov, 03:43


https://www.thehindu.com/business/rbi-to-create-data-repository-to-integrate-climate-risk-information/article68736148.ece

Descriptive RBI Grade B๐ŸŽฏ

11 Nov, 05:42


Join Brajesh Mohan's RBI Grade B 2025  and NABARD Grade A course to Unlock success in RBI Grade B 2025 and NABARD Grade A 2025 at an affordable price.

NABARD Grade A 2025 Mentorship Program @ Rs.2499/- Buy Here

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Descriptive RBI Grade B๐ŸŽฏ

08 Nov, 12:55


India's Digital Public Infrastructure Scheme

Descriptive RBI Grade B๐ŸŽฏ

04 Nov, 03:40


How does the U.S. electoral college system work? | Explained

https://www.thehindu.com/news/international/how-does-the-us-electoral-college-system-work-explained/article68815930.ece