India and US tariffs
ECONOMY by VIVEK SINGH टेलीग्राम पोस्ट
This channel provides daily analysis of Economy news relevant for UPSC/RBI/SEBI/ NABARD etc.
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अंतिम अपडेट 09.03.2025 02:41
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ECONOMY by VIVEK SINGH द्वारा टेलीग्राम पर साझा की गई नवीनतम सामग्री
Term of the Day: Reverse Flipping
It refers to the process in which startups that were first registered in offshore (abroad) jurisdictions decide to move their holding companies to India. This has gained popularity in recent times. Businesses in industries like fintech, e-commerce, stock broking, healthcare, and edtech are among them. This trend indicates a change in the perception of the Indian startup ecosystem and highlights the Indian market's increasing maturity and appeal.
It refers to the process in which startups that were first registered in offshore (abroad) jurisdictions decide to move their holding companies to India. This has gained popularity in recent times. Businesses in industries like fintech, e-commerce, stock broking, healthcare, and edtech are among them. This trend indicates a change in the perception of the Indian startup ecosystem and highlights the Indian market's increasing maturity and appeal.
Source: Indian Express
Agriculture Exports and Imports.
India's agriculture trade has been steadily in surplus
Agriculture Exports and Imports.
India's agriculture trade has been steadily in surplus
ECONOMY MCQ BOOK (for 2025 exam) is now available in the bookstores in Delhi. For outside students, I will provide the amazon and flipkart link tomorrow. The MCQ book will be available in all major cities also in the next one week.
What is a Microfinance Loan?
A microfinance loan is defined as a collateral-free loan given to a household having annual household income up to ₹3,00,000. For this purpose, the household shall mean an individual family unit, i.e., husband, wife and their unmarried children.
All collateral-free loans, irrespective of end use and mode (either through physical or digital channels), provided to low-income households, i.e., households having annual income up to ₹3,00,000, shall be considered as microfinance loans.
A microfinance loan is defined as a collateral-free loan given to a household having annual household income up to ₹3,00,000. For this purpose, the household shall mean an individual family unit, i.e., husband, wife and their unmarried children.
All collateral-free loans, irrespective of end use and mode (either through physical or digital channels), provided to low-income households, i.e., households having annual income up to ₹3,00,000, shall be considered as microfinance loans.
What is a Micro Financial Institution (MFI)?
Micro Finance Institution (MFI) is a non-deposit taking NBFC (Non Banking Financial Company) having not less than 85% of its assets in the nature of qualifying assets which satisfy the following criteria:
a. loan disbursed by an NBFC-MFI to a borrower with a rural household annual income not exceeding ₹ 1.25 lakh or urban and semi-urban household income not exceeding ₹ 2 lakh
b. Maximum loan amount could be Rs. 1.25 lakh
c. tenure of the loan not to be less than 24 months (for loan amount in excess of ₹ 15,000) with prepayment without penalty
d. loan to be extended without collateral
Micro Finance Institution (MFI) is a non-deposit taking NBFC (Non Banking Financial Company) having not less than 85% of its assets in the nature of qualifying assets which satisfy the following criteria:
a. loan disbursed by an NBFC-MFI to a borrower with a rural household annual income not exceeding ₹ 1.25 lakh or urban and semi-urban household income not exceeding ₹ 2 lakh
b. Maximum loan amount could be Rs. 1.25 lakh
c. tenure of the loan not to be less than 24 months (for loan amount in excess of ₹ 15,000) with prepayment without penalty
d. loan to be extended without collateral
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