The Simple Sum @thesimplesum Channel on Telegram

The Simple Sum

@thesimplesum


The Simple Sum (English)

Are you looking for a channel that simplifies complex topics and makes learning fun and easy? Look no further than The Simple Sum! This Telegram channel, with the username @thesimplesum, is dedicated to breaking down intricate subjects into bite-sized pieces for easy understanding. From mathematics to science to everyday life hacks, The Simple Sum covers it all in a simple and straightforward manner. If you're tired of feeling overwhelmed by complicated information, this channel is perfect for you. Join The Simple Sum today and start your journey towards a better understanding of the world around you!

The Simple Sum

24 Jan, 09:06


Dreaming of living alone? šŸ āœØ It's not just about freedomā€”it's about mastering your finances, budgeting for essentials, and learning the ropes of adulting. Let's dive into the realities (and wins!) of going solo. Share your thoughts below!

You might also want to check the full comic about the truth about financial independence when living alone https://bit.ly/40Ji1s4

The Simple Sum

23 Jan, 09:57


You donā€™t need big bucks to relax. Hereā€™s a guide on how to create the ultimate movie night with just S$10! Read more: https://bit.ly/3E8d5UI

The Simple Sum

22 Jan, 12:03


Many have always dreamed of living alone, with the hopes of gaining independence from their parents. But is there more to it? Click https://bit.ly/4jtGbxV to read the comics.

The Simple Sum

22 Jan, 09:16


What happened to all your salary from last month? Read the full article here: https://bit.ly/4hq7SWQ

The Simple Sum

21 Jan, 03:50


Many married couples are opting to go child-free these days. Are you one of them? Read more here: https://bit.ly/4g0vGiM

The Simple Sum

17 Jan, 09:07


Time to take control of your finances in 2025! šŸ’° Paying off debt isnā€™t just about disciplineā€”itā€™s about smart strategies and sticking to what works for you. Letā€™s explore how youā€™re planning to tackle your debt this year! šŸ‘‡

The Simple Sum

17 Jan, 01:50


Travel smart and save more with the right tools and strategies. Read more https://bit.ly/4apG02O.

The Simple Sum

15 Jan, 09:32


A new year means new opportunities! Start fresh by planning your finances the right way and find out the best way for you to stash your cash in 2025. Read more here: https://bit.ly/40CdgAE

The Simple Sum

14 Jan, 08:24


Master the art of budgeting for a better financial future. Read here https://bit.ly/3DVKguH

The Simple Sum

13 Jan, 09:12


With her plan, I thought I would only have to pay 10%, or $8,000, a sum I could afford. Read the full confession here: https://bit.ly/3DPfCTv

The Simple Sum

10 Jan, 09:08


Ready to take charge of your health in 2025? šŸ’ŖāœØStarting fresh isnā€™t just about big resolutionsā€”itā€™s about finding what works for you and building habits that stick. Letā€™s dive into your plans to crush those fitness and health goals this year! šŸ‘‡

The Simple Sum

10 Jan, 06:51


Hybrid work is great, but switching between WFH and office can be tough. How do you handle it? https://bit.ly/3DOC4MJ

The Simple Sum

09 Jan, 07:15


The new year is here, and itā€™s time to declutter our homes again (the right away this time)! Read more to know how https://bit.ly/4fRNUmo.

The Simple Sum

07 Jan, 08:16


While our ego can motivate us to achieve greatness, if left unchecked, it could also lead us down an unhealthy path. Read the full comic here: https://bit.ly/40ohqf6

The Simple Sum

06 Jan, 06:06


Focusing on just the essentials every Monday can help you stay steady and stress-free all week. Click https://bit.ly/3W7mhi6 to read more.

The Simple Sum

03 Jan, 09:04


Are you ready to let go of the things weighing you down and make space for what truly matters? šŸŒŸ Decluttering isnā€™t just about tidying upā€”itā€™s about creating clarity, focus, and room for growth in every part of your life. Letā€™s dive into how you plan to simplify and prioritize in 2025! šŸ‘‡

The Simple Sum

03 Jan, 08:10


This is your year to shine! Time for us to set a savings target that aligns better with our current salaries. Click https://bit.ly/3DGPGcK to read.

The Simple Sum

02 Jan, 04:03


Refreshing your home promotes mental well-being and sets a positive tone for the year ahead. Read more when you click https://bit.ly/4a0SPAa

Have you done anything to refresh your home yet?

The Simple Sum

31 Dec, 10:13


Being kiasu might not be a bad thing after all. https://bit.ly/3VWivZa

The Simple Sum

30 Dec, 07:08


I never thought an office party could lead to this! Whatā€™s your most unforgettable moment? Read the confession here: https://bit.ly/3DKF8Jv

The Simple Sum

26 Dec, 04:02


Are you using your credit card points right? Get the most out of your credit card and treat yourself to cashbacks, bonuses and rewards!

Click https://bit.ly/4fCbaVB to read more.

Turn your everyday purchases into gifts for yourself with HSBC. Click https://bit.ly/3VXvcTh to learn more.

Sponsored content by HSBC Singapore.

The Simple Sum

24 Dec, 07:14


With 2024 coming to an end, letā€™s see what financial goals you have achieved this year. Count your stars and tell us how many you got! Read here: https://bit.ly/4fw1D2b

The Simple Sum

23 Dec, 09:52


This simple act of bringing joy to my loved ones has caused me sleepless nights. Click the link to read more! https://bit.ly/4gneDbE

The Simple Sum

23 Dec, 04:01


Did you know that you can use your debit card when you travel? Click https://bit.ly/49TOjni to read more.

Sponsored content by Pay With Debit.

Just inform your bank that you will be travelling so they can activate the overseas feature of your debit card, and you are good to go! Click https://bit.ly/3ZQJBlj to learn more.

The Simple Sum

20 Dec, 09:03


Ever wondered how learning a new skill can transform your career or boost your personal happiness? Letā€™s explore your thoughts and aspirations! Share your opinions below! šŸ‘‡

The Simple Sum

19 Dec, 06:19


A romantic getaway can reveal more about our spending habits than we realise. Click to read more: https://bit.ly/3ZMKc7E

The Simple Sum

18 Dec, 07:05


A little planning goes a long way, stick to your list and beat the sales rush! https://bit.ly/41Fbyz7

The Simple Sum

17 Dec, 04:02


Make your credit card work hard by using points that best suits your lifestyle needs and unlock the possibilities! Read more about it at https://bit.ly/3BK9NWK

Sponsored content with HSBC Singapore.

Plan, research and redeem your rewards instantly via the HSBC rewards marketplace when you click https://bit.ly/3DkvKME

Terms and conditions apply.

The Simple Sum

16 Dec, 04:02


His job requires him to travel a lot, but itā€™s not always full of benefits.

The travelling took a toll on his health, and his wallet. Read more about it at https://bit.ly/3ZGByHM

Sponsored content by Disney+ Singapore.

The Simple Sum

13 Dec, 09:02


Stock investing can seem exciting yet overwhelming, especially with all the risks and unfamiliar platforms out there. Whatā€™s holding you back? Letā€™s explore the platforms you know, the fears you have, and why some people profit while others donā€™t. Share your thoughts below! šŸ‘‡

The Simple Sum

12 Dec, 08:32


Are you willing to go the extra mile to save on travel costs? Well, this guy took it to the extreme! Read more here: https://bit.ly/4gdVMzU.

The Simple Sum

12 Dec, 04:27


Make instant and secure payments effortlessly with a debit card. Read more about it at https://bit.ly/3ZNAWRQ

Sponsored content by Pay With Debit.

Paying with a debit card eliminates a lot of the hassle that comes with cash transactions. It removes the need to carry and count cash, saves you trips to the bank and reduces the risk of losing money. Plus, as every transaction is recorded, it helps you track your spending so you can budget better! Click https://bit.ly/3DctoPS to learn more.

The Simple Sum

05 Dec, 08:15


Buying and opening blind boxes can be thrilling, as long as you know when to stop. https://bit.ly/41eW0ly

The Simple Sum

04 Dec, 05:33


Start building your financial future today by exploring these modern investment tools available. Click here https://bit.ly/4ihQJjg to know more.

The Simple Sum

04 Dec, 04:03


Understanding your insurance copay options can help you make better decisions about your health. Read more about it at https://bit.ly/4gfKGtv

Sponsored content from Prudential Singapore.

PRUExtra Preferred CoPay is a value-for-money supplementary plan with no increase in premium level for successful panel claims. This is especially for treatments under participating specialists empanelled at private hospitals/day surgery centres, under PRUPanel Connect Programmeā€™s benefits and value-added services.

For a limited time, new PRUExtra Preferred CoPay customers can get a one-time complimentary health screening at Raffles Medical Group Clinics, so go register now at https://bit.ly/41fscVZ

The Simple Sum

03 Dec, 04:03


Will you compromise your own health and safety for your personal beliefs?

Dive into the gripping story of a man torn between his faith and his past when you click https://bit.ly/49gdYWR

Sponsored content by Disney+ Singapore.

The Simple Sum

02 Dec, 09:13


I never imagined that all the wealth in my bank, would one day completely run outā€”and even go into minus. Read more about it at: https://bit.ly/3Vhs1FM

The Simple Sum

29 Nov, 09:02


šŸ›’ Bulk buyingā€”do you love it or avoid it? With prices going up everywhere, many of us are turning to bulk shopping as a way to save. But does it always work out? Letā€™s dive into your bulk-buying habits and see if itā€™s worth it!šŸ‘‡

The Simple Sum

28 Nov, 04:02


She used to believe that health was something you only worried about when things went wrong, until she realised it was not the case. Read more about it at https://bit.ly/3Z8BuAn

Sponsored content from Prudential Singapore.

Prioritising preventive care can lead to better health outcomes and lower medical costs in the future.With PRUExtra Preferred CoPay, you gain exclusive access to preventive healthcare services, including health check-ups and specialist consultations, under the PRUPanel Connect programme.

Through partnership with Raffles Medical Group, PRUShield policyholders can access screenings for conditions like diabetes, high cholesterol, and hypertension at no additional cost. If diagnosed, affordable follow-up care programmes for these conditions can be managed through MediSave, helping policyholders minimise out-of-pocket expenses while receiving essential care.

For a limited time only, new PRUExtra Preferred CoPay customers can receive a one-time complimentary health screening at Raffles Medical Group Clinics. So, donā€™t wait! Go register now at https://bit.ly/41fscVZ

The Simple Sum

27 Nov, 03:54


Excessive saving can be just as harmful as overspending! Read more about it at : https://bit.ly/3Othtje

The Simple Sum

25 Nov, 04:01


She used to think that travelling to Korea alone for the first time would be very difficultā€”until she found the perfect travel companion! Read more when you click https://bit.ly/3ALLpE1

Sponsored content from Korea Tourism Organization Singapore.

Explore Korea with ease using these essential apps, whether it's navigating the subway with Naver Map, discovering hidden spots like in a K-Drama with Creatrip, or managing your budget seamlessly with WOW Pass by Orange Square. These apps are designed to make your trip stress-free, so you can focus on enjoying every moment.

Don't miss out on a seamless journey! Download these essential travel apps and make the most of your Korea adventure today!

The Simple Sum

22 Nov, 09:05


Put a finger down if you've spent your paycheck before it even hits your account! āœ‹ That ā€œpre-spendingā€ thrill is exciting, but it can sneakily throw you off your financial goals. Letā€™s see how many fingers you'd have left after these questions. Vote below and share your confessions!

The Simple Sum

20 Nov, 07:03


Starting strong is good, finishing strong is epic! Click https://bit.ly/40X5phC to read more.

The Simple Sum

20 Nov, 05:22


While it is common to compare ourselves to our siblings, viewing everything as a competition can lead to unnecessary stress. Read the full comic here: https://bit.ly/3CFjMNu

The Simple Sum

15 Nov, 09:01


Socialising with friends is always a good time, but letā€™s be realā€”it can add up! šŸ˜… From dinner and drinks to catching the latest movie, itā€™s easy to go over budget. How do you make sure your social life doesnā€™t break the bank? šŸ’ø

The Simple Sum

14 Nov, 09:38


Claiming insurance is often more complex than it appears. Have you ever filed an insurance claim before? Read the full comic here: https://bit.ly/3CBxvoc

The Simple Sum

13 Nov, 07:59


Home renovation can be an absolute nightmare, but hereā€™s how to make it a lot easier. Read more about it here: https://bit.ly/40HcUZF.

The Simple Sum

12 Nov, 07:58


Going into debt for things you don't really need may not be the smartest decision. https://bit.ly/4fmpphW

The Simple Sum

12 Nov, 02:12


The thrill of impulse buying fades quickly, leaving behind a trail of items that were never truly needed. Click to read more https://bit.ly/48SOFd9

The Simple Sum

10 Nov, 23:37


An emergency fund is money you set aside specifically for unexpected expenses or financial emergencies - like medical bills, car repairs, job loss, or other urgent situations. Think of it as your financial safety net! Let's see how everyone's doing with their emergency savings. šŸ‘‡

The Simple Sum

08 Nov, 05:35


Imagine spending your extra day off doing what you love AND making money from it! What projects are you passionate about? https://bit.ly/3YDTKBs

The Simple Sum

07 Nov, 04:54


Weā€™re excited to see you at The Simple Sumā€™s first-ever book launch event! Join us on 9th November at 2:00 pm at Kinokuniyaā€™s Singapore Main Store (Level 4, Takashimaya S.C.) as we celebrate the release of "What's Keeping You Broke? An Illustrated Guide to Financial Freedom."

This engaging session will dive into financial independence, practical money management, and overcoming personal finance challengesā€”perfect for connecting with like-minded individuals eager to grow their financial knowledge. Plus, attendees can take home exclusive limited-edition TSS merchandise!

Donā€™t miss outā€”RSVP here to secure your spot.

The Simple Sum

06 Nov, 02:54


Work is important, but spending time with your family is equally valuable. https://bit.ly/40vfIsX

The Simple Sum

05 Nov, 06:23


Your worth isn't defined by your working hours. It's time to find balance and prioritize your well-being. Read more about it when you click https://bit.ly/4f9DnDR

The Simple Sum

04 Nov, 02:01


Choosing the right credit card can make a huge difference in maximising your benefits. Click https://bit.ly/3NTV3r4 to read more!

Whether getting cashback or earning rewards, the right card should complement your goals and spending habits to unlock perks and savings that matters to you

Sponsored content by UOB.

The Simple Sum

03 Nov, 07:48


He realised that some rare trading cards from popular series could sell for over a thousand dollars, and it was a lucrative opportunity. Click https://bit.ly/3NOKtl5 to read more.

The Simple Sum

01 Nov, 09:04


šŸ›’ Rising grocery prices got you rethinking your shopping habits? With the cost of essentials on the rise, we want to know how youā€™re navigating your grocery runs! šŸ‘‡

The Simple Sum

30 Oct, 04:04


Pursuing a Degree in Information Technology (IT) can enhance your career prospects, especially as technology continues to shape our future. Click https://bit.ly/3UvIwxt to read more.

Sponsored content by Kaplan Singapore.

Kaplan (Singapore) offers a diverse range of Diploma and Postgraduate programmes designed to accommodate different schedules. Find a programme that suits you and equip yourself with the necessary skills for your future!

The Simple Sum

29 Oct, 10:03


Join us at Kinokuniyaā€™s Singapore Main Store (Level 4, Takashimaya S.C.) on 9th November at 2:00 pm for an engaging afternoon on financial independence, effective money management strategies, and tackling common personal finance challenges.

Plus, donā€™t miss the chance to take home exclusive limited-edition TSS merch!

Click here to RSVP

The Simple Sum

28 Oct, 04:02


Are you a busy parent constantly rushing through your day? Why donā€™t you take advantage of tools that can help you manage your time better? Read more about it when you click https://bit.ly/3YuH0gy

Sponsored content by Pay With Debit.

A debit card offers convenience by allowing you to make online or in-store purchases without needing to make a trip to an ATM to withdraw cash. It also simplifies bill payments and provides you with clear records of all your transactions, making it easier to monitor your spending and manage your budget.

The Simple Sum

25 Oct, 09:06


The Simple Sum pinned Ā«Planning a trip with friends? šŸ Traveling can be fun, but finances can get messy when everyone has different budgets or doesn't chip in on planning. We want to know how you handle it! šŸ‘‡Ā»

The Simple Sum

25 Oct, 09:00


Planning a trip with friends? šŸ Traveling can be fun, but finances can get messy when everyone has different budgets or doesn't chip in on planning. We want to know how you handle it! šŸ‘‡

The Simple Sum

24 Oct, 04:06


Taking up loans is a pertinent financial decision that needs careful assessment and consideration because it can seriously affect your finances. Read more about it when you click https://bit.ly/3NCIa4p

The Simple Sum

23 Oct, 04:02


Getting a postgraduate qualification can benefit you in numerous ways. Click https://bit.ly/4eTSTn9 to read more.

If you are looking to advance your career or switch to a new industry, Newcastle Australia Institute of Higher Education offers flexible postgraduate programmes which you can pursue while you work. Best of all, you donā€™t even have to leave the country, or the comfort of your home!

Sponsored content by Newcastle Australia Institute of Higher Education.

The Simple Sum

22 Oct, 04:26


Some people take advantage of kindness, so it is important to set financial boundaries : https://bit.ly/3YbXbiB

The Simple Sum

21 Oct, 04:03


By holding different currencies in a single account, a multicurrency account makes it easier to manage and track your money. Click https://bit.ly/3A6p2sm to read more.

Boost your savings with HSBC's Everyday Global Account! Earn up to an impressive 4.25% p.a. interest on your SGD savings. This multi-currency account is your gateway to smarter, global money management. More details in the sponsored content below by @ā€Œhsbc_sg.

Maximise your earnings by:
Up to 3.20% p.a. Everyday Global Account Bonus Interest
0.05% p.a. prevailing interest rate
1.00% p.a. when you qualify for Everyday+ Rewards Programme

Whatā€™s more? Earn while you spend with 1% cashback (up to $300) each month on eligible spends on your Everyday Global Debit Card and Eligible GIRO bill payments from your Everyday Global Account (including personal income tax!) when you qualify for Everyday+ Rewards Programme.

Want to benefit from both Bonus Interest and Time Deposit rates? It all starts with opening an Everyday Global Account with HSBC. Check out Multi-currency Account | Everyday Global Account ā€“ HSBC SG for details.

Terms and conditions apply.
SGD deposits are insured up to S$100K by SDIC.

The Simple Sum

18 Oct, 09:03


Dreaming of your ideal retirement but not sure how to get there? šŸ–šŸ’¼ With rising living costs, evolving job markets, and financial uncertainties, we want to know how you feel about your retirement plans! šŸŒ…šŸ’°

The Simple Sum

17 Oct, 10:40


Even heroes need protection. Basic insurance can help you protect your health and finances : https://bit.ly/48a3nvT

The Simple Sum

16 Oct, 03:09


Have you ever wanted to switch industries but found yourself too afraid or unequipped to take the leap? Read more about it here: https://bit.ly/3Ntoq30

If you are aged 40 and above and looking to reskill, you can get more support for your out-of-pocket course fees under the SkillsFuture Level-Up Programme.

Sponsored content by Ministry of Digital Development and Information, in support of Forward Singapore.

The Simple Sum

15 Oct, 10:32


Exciting News! šŸ™Œā€‹

"What's Keeping You Broke? An Illustrated Guide to Financial Freedom" by The Simple Sum is now available in bookstores near you!ā€‹

Packed with entertaining and easy-to-understand content, this guide is perfect for reshaping your financial habits and taking control of your money.ā€‹

Get your copy at Popular Bookstores and Kinokuniya Bookstores.ā€‹

Where else would you like to spot our book? Share your favorite local bookstore with us!

The Simple Sum

14 Oct, 04:16


Turns out, your qualifications are fineā€¦ itā€™s just your appearance that didnā€™t make the cut. Ever had a similar experience? Read her story here: https://bit.ly/4eyz30t

The Simple Sum

11 Oct, 09:04


Dreaming of owning a home but feeling like itā€™s slipping away? šŸ” With rising housing costs, inflation, and financial struggles, we want to know how you feel about the possibility of owning a home in the future! šŸ”šŸ’ø

The Simple Sum

11 Oct, 04:18


Nobody wants to look like the loser, but the truth is everyone is on their own learning journey. Click https://bit.ly/4020v2e to read more.

The Simple Sum

09 Oct, 04:03


It's not just about the lack of experience; the competition intensifies as they compete with more experienced professionals. Click https://bit.ly/3BziKBP to read more.

The Simple Sum

08 Oct, 04:02


When money is tight, itā€™s essential to prioritise the expenses that matter most to you. Click https://bit.ly/4eBB4cg to read more.

The Simple Sum

07 Oct, 10:04


Have you ever lied to someone about your financial situation before? Click https://bit.ly/47UCw76 to read his story.

The Simple Sum

04 Oct, 09:18


Feel free to comment below if you have any personal stories or thoughts about treating yourself! šŸŽ‰