Banking Wallah IBPS RRB , SBI , IBPS PO / Clerk

CONGRATULATIONS BANKERS YOU ROCKED🎉🔥

Keep Shining 🌟 ❤️

The Union Budget 2025-26 has been unveiled, introducing key reforms to boost economic growth, empower citizens, and attract investment. Here’s a breakdown of the biggest highlights:

🔹 Tax Reforms: Big Relief for Salaried Class!
✅ Tax exemption limit raised to ₹12 lakh – more savings for taxpayers!
✅ Maximum 30% tax rate now applicable only on income above ₹24 lakh.
✅ Simplified tax filing process to reduce compliance burden.

🔹 Agriculture & Rural Development: Supporting Farmers
✅ 17 million farmers to benefit from high-yield crop programs.
✅ ₹1.5 lakh crore allocated for irrigation and rural infrastructure.
✅ More subsidies and easy credit access to boost agricultural growth.

🔹 Infrastructure & Industrial Growth: Mega Investment Push
✅ Record allocation for railways, highways, and regional airports.
✅ New focus on critical minerals to strengthen India’s manufacturing sector.
✅ Smart City Expansion and urban infrastructure projects on priority.

🔹 Boost for Startups & MSMEs: Encouraging Entrepreneurship
✅ Lower interest rates on business loans for startups & MSMEs.
✅ Tax incentives to promote innovation, AI, and digital transformation.
✅ Expansion of ease-of-doing-business policies to attract global investment.

🔹 Social Welfare & Employment: A People-Centric Budget
✅ Higher budget for healthcare and education, ensuring better facilities.
✅ Skill development programs for youth to create 2 million new jobs.
✅ Special schemes for women entrepreneurs and financial inclusion.

Do you think this is a transformational budget? Share your thoughts below!

Most awaited Budget Session 2025 Analysis by Sushmita Ma'am begins in few minutes✔️

Turn on notification & Join the Session ( copy + pen 🖊️ must hai)

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Finance Minister Nirmala Sitharaman says, " I am now happy to announce that there will be no income tax up to an income of Rs 12 lakhs."

Good news everybody wanted to hear ✔️

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Read the Full news for 1st Feb ✅ & comment down 👇 once done 🔥
───────────────────
Political & Government News
President’s Address & Budget Session:
──────────────────

President Droupadi Murmu, speaking at the joint sitting of Parliament, emphasized India’s emergence as a pillar of stability amid global uncertainty. The session, which kicks off the Budget period, will see the discussion of 16 bills—including the Finance Bill 2025, Waqf (Amendment) Bill 2024, and others on immigration, banking, and railways. The Budget session is divided into two parts: the first ending on 13 February and the second running from 10 March to 4 April.

Key Government Initiatives:

The Ministry of Electronics and IT has expanded Aadhaar Authentication for both government and private service providers.

Four new Ramsar sites have been added, bringing the total to 89, as part of preparations for World Wetlands Day.

The Ministry of Micro, Small, and Medium Enterprises (MoMSME) launched the TEAM Initiative to enhance the digital presence of small businesses.

The IMD forecasts light to moderate rainfall in Punjab, Haryana, and Chandigarh.

──────────────────
Additional Developments:
Prime Minister Narendra Modi stated that Delhi needs a “double-engine” government to accelerate its development, and a two-day national meeting of Labour Ministers and State/UT Secretaries concluded in New Delhi.

──────────────────
Legal & Infrastructure News
The joint Parliamentary committee on the Waqf (Amendment) Bill submitted its report to Lok Sabha Speaker Om Birla on 30 January 2025.
The Mumbai Metropolitan Region Development Authority (MMRDA) plans to demolish the historic 125-year-old Elphinstone Road Over Bridge near Parel starting in the last week of February, a move expected to cause severe congestion.

─────────────────
Economic News

India’s real GDP is forecast to grow by 6.4% in FY25-26, with growth expected to range between 6.3% and 6.8% in the following year, as detailed in the Economic Survey by Finance Minister Nirmala Sitharaman.
Chief Economic Advisor Dr. V. Ananth Nageswaran pointed to agriculture’s potential to boost GDP growth by up to 1%.
In an atypical move due to the Budget presentation, equity markets will remain open on the budget day.
────────────────────
────────────────────

Defence & Space
Group Captain Shubhanshu Shukla of the Indian Air Force has been selected as the pilot for Axiom Mission 4. This private astronaut mission, launching aboard a SpaceX Dragon spacecraft in spring 2025, will make him the first Indian astronaut to travel to the International Space Station.
A female CRPF officer is set to marry at Rashtrapati Bhavan on 12 February, marking a historic first.
Senior officers of the Indian Armed Forces are aboard INS Vikrant to observe the Joint Phase of TROPEX 25, aimed at enhancing operational readiness and jointmanship.
Director General-level border talks between India and Bangladesh are scheduled in New Delhi from 17 to 20 February 2025.
The Indian Coast Guard will celebrate its 49th Raising Day on 1 February 2025.

──────────────────── International News
Bangladesh & U.S. Involvement:
Shifting dynamics in Bangladesh have emerged following a change in the U.S. administration. Under the Trump government, halted financial aid and new U.S. oversight have altered the country’s approach. Meanwhile, India and the U.S. are coordinating an early visit by Prime Minister Narendra Modi to deepen their comprehensive global strategic partnership.

──────────────────

Other Developments:
Prime Minister Modi expressed grief over a tragic mid-air collision in Washington, D.C., involving an American Airlines regional jet and an Army Black Hawk helicopter.
In a symbolic gesture on World Neglected Tropical Diseases Day 2025, India lit up India Gate to highlight progress against diseases such as lymphatic filariasis and visceral leishmaniasis.
Serbian Ambassador Sinisa Pavic conveyed optimism about strengthening ties between Serbia and India in the coming year.
────────────────────
World News
Economic & Health Updates:
In Sri Lanka, headline inflation fell sharply to –4% in January, following a year-on-year drop.
Bangladesh’s Foreign Secretary raised concerns over the country’s challenges related to hosting Rohingya refugees amid declining international aid.
──────────────────

Health & Diplomatic Developments:


The WHO has released guidelines recommending the use of potassium-enriched salt substitutes to combat hypertension and cardiovascular diseases.
Niger became the first country in the African region to eliminate onchocerciasis (river blindness).
Israel released 110 Palestinian prisoners as part of a ceasefire agreement with Hamas.
Romania experienced a 6.5% increase in acute respiratory infections and reported eight flu-related deaths during the week of 20–26 January.
──────────────────── Sports
Cricket Highlights:

In the ICC Under-19 Women’s T20 Cricket World Cup semifinal in Kuala Lumpur, India Women U19 defeated England by 9 wickets to secure a spot in the final.
In the Men’s T20 International at Pune, India set a challenging target and won by 15 runs, with Shivam Dube earning the Player of the Match award.

Other Sporting News:
The government approved an 88-member Indian contingent (59 athletes and 29 officials) for the 9th Asian Winter Games 2025 in Harbin, China.
A women’s football match in Bangladesh was cancelled following protests by Islamist hardliners.

SBI CLERK PRELIMS 2025
《 LIVE AT 10:00 AM 》

● REASONING TARGET [35/35]
● 40 BEST EXPECTED PUZZLES

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SriRam Housing Finance was recently in the news for renaming itself can you tell the name with which it is being recognised currently?

Source -: mint

📌 7 Skills to Beat Stress

📝 1. Write your story: Focus on your role and performance instead of controlling others’ actions.

🌿 2. Make acceptance natural: Embrace situations as they are. Surrendering to reality conserves energy for solutions.

💬 3. Choose your words wisely: Use positive and constructive words to uplift yourself and others.

🔄 4. Flip negative labels: Replace labels like “failure” with positive ones, focusing on strengths and peace.

🧘 5. Listen to intuition: Spend time in silence to connect with your inner guidance and make clear decisions.

🤝 6. Practice trusteeship: See life and relationships as responsibilities, not possessions. Let go of attachment.

🌟 7. Transcend illusions: Realize your true self as a soul, beyond roles and achievements, for lasting peace.

Shift to a stress-free life by adopting these practices, as suggested by BK Shivani.

✅Most important Banking Terms

1. Repo Rate: The interest rate at which the Reserve Bank of India (RBI) lends short-term funds to commercial banks.

2. Reverse Repo Rate: The rate at which the RBI borrows money from commercial banks.

3. Cash Reserve Ratio (CRR): The percentage of a bank's total deposits that must be maintained with the RBI as reserves.

4. Statutory Liquidity Ratio (SLR): The mandatory percentage of net demand and time liabilities that banks must maintain in the form of liquid assets.

5. Non-Performing Asset (NPA): A loan or advance where interest or principal repayment is overdue for 90 days or more.

6. Inflation: The rate at which the general level of prices for goods and services rises, leading to a decrease in purchasing power.

7. Deflation: A decline in the general price levels of goods and services, often associated with reduced consumer spending.

8. Base Rate: The minimum interest rate set by the RBI below which banks are not permitted to lend, except for certain specified cases.

9. Balance of Payments (BOP): A comprehensive record of a country's economic transactions with the rest of the world over a specific period.

10. Monetary Policy: The process by which the central bank controls the supply of money, often targeting an inflation rate or interest rate to ensure price stability and general trust in the currency.

11. Know Your Customer (KYC): A regulatory process that financial institutions and other regulated companies must perform to verify the identity, suitability, and risks involved with maintaining a business relationship.

12. Marginal Standing Facility (MSF): A window for banks to borrow from the RBI in an emergency situation when inter-bank liquidity dries up completely.

13. Bancassurance: The partnership or relationship between a bank and an insurance company, wherein the insurance company uses the bank's distribution channels to sell insurance products.

14. Capital Adequacy Ratio (CAR): A measure of a bank's available capital expressed as a percentage of its risk-weighted credit exposures.

15. Merchant Banking: A combination of banking and consultancy services that provide financial advice and services to large corporations and high-net-worth individuals.

16. Cheque Truncation System (CTS): An image-based clearing system that eliminates the need for physical movement of cheques for clearing, thereby speeding up the process.

17. Credit Rating: An evaluation of the credit risk of a prospective debtor, predicting their ability to pay back the debt and an implicit forecast of the likelihood of the debtor defaulting.

18. Call Money: Short-term finance repayable on demand, with a maturity period ranging from one to fourteen days, used for inter-bank transactions.

19. Foreign Exchange Reserves (Forex Reserves): Assets held on reserve by a central bank in foreign currencies, which can include bonds, treasury bills, and other government securities.

20. National Electronic Funds Transfer (NEFT): A nation-wide payment system facilitating one-to-one funds transfer from one bank account to another.

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Inequalities

Statements:
- P > Q ≥ R = S < T ≤ U

Conclusions:
1. P > S
2. T > Q

Which conclusion is right?

Syllogism

Statements:
- All dogs are cats.
- No cat is a rabbit.

Conclusions:
1. No dog is a rabbit.
2. Some cats are dogs.

Which Conclusion is correct?

Q - A started a business with an initial
investment of Rs.2400. After 4 months, B joined the business with an initial investment of Rs.1500. After 4 more months, A withdrew Rs.1200 and C joined them with the initial investment of Rs.4500. At the end of the year,
the total profit of the business is Rs.9000, then
find the profit share of A?

Q - Bala bought a mobile and a tablet and he sells the mobile at a profit of 20% and the tablet at a profit of 10%. If he sells the mobile at a profitof 25% and the tablet at a profit of 20%, then he would have earned a profit of Rs.550 more. Find the ratio of the cost price of the mobile to the tablet?

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Classes kar li aapne? Attendance to laga do

Kaisi rahi aapki first class?

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😢 aisa kiske sath hota hai?

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🛑INDIAN CURRENCY🛑

🟠 RS 1
💠 Dimension : 9.7 x 6.3 cms
💠 Colour : Pink green
💠 Design : Sagar Samrat
💠 Signature : Finance Secretary

🟤 RS 10
💠 Dimension : 63*123 mm
💠 Colour : Chocolate Brown
💠 Design : Konark Sun temple

🟣 RS 20
💠 Dimension : 63*129 mm
💠 Colour : Yellow Greenish
💠 Design : Ellora Cave
💠 Signature : Shaktikanta Das

🟡 RS 50
💠 Dimension : 66*135 mm
💠 Colour : Fluorescent blue
💠 Design : Hampi with chariot

🔵 RS 100
💠 Dimension : 66*142 mm
💠 Colour : Lavender
💠 Design : Rani Ki vav

🔴 RS 200
💠 Dimension : 66*146 mm
💠 Colour : Bright Yellow
💠 Design : Sanchi stupa
💠 Angular bleed lines for Visually Impaired : 4

🟢 RS 500
💠 Dimension : 66*150 mm
💠 Colour : Stone grey
💠 Design : Red Fort
💠 Angular bleed lines for Visually Impaired : 5

⚫️ RS 2000
💠 Dimension : 66*166 mm
💠 Colour : Magenta
💠 Design : Mangalyaan
💠 Angular bleed lines for Visually Impaired : 7

V. Narayanan appointed new ISRO chief for a period of two years.

We are live 🔥 Join the Session right now 🔥👇

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❇️ Important Sections of RBI Act 1934 ❇️

There are total 61 Sections in the RBI Act 1934.

👉🏻Important Sections in the RBI Act 1934
Section 3: Establishment and incorporation of Reserve Bank.

Section 4: Capital of the Bank. The capital of the Bank shall be five crores of rupees.

Section 6: Establishment of Offices, branches and agencies

Section 8: The composition of central board of Reserve Bank of India

Section 17: The business that RBI can carry out

Section 20: Obligation of the Bank to transact Government business.

Section 21: Bank to have the right to transact Government business in India.

Section 21A: Bank to transact Government business of States on agreement.

Section 22: Right to issue bank notes.

Section 24: Denominations of notes. (1) Subject to the provisions of sub-section (2), bank notes shall be of the denominational values of two rupees, five rupees, ten rupees, twenty rupees, fifty rupees, one hundred rupees, five hundred rupees, one thousand rupees, five thousand rupees and ten thousand rupees or of such other denominational values, not exceeding ten thousand rupees.

Section 27: Re-issue of notes. The Bank shall not re-issue bank notes which are torn, defaced or excessively soiled.

Section 26 (1): Defines legal tender of notes

Section 26(2): Withdrawal of legal tender of notes

Section 42: Cash reserves of scheduled banks to be kept with the Bank.

Section 45(U): Defines repo, reverse repo, derivative, money market instruments and securities.

The first schedule of the RBI Act 1934 defines the 4 areas under which the Indian states should come. The 4 areas are Western Area, Eastern Area, Northern Area, Southern Area

The second schedule of the Act lists all the SCHEDULED BANKS in India.

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🔵 plummet 

♦️drop sharply and quickly 

🗯 Example:
-"The stock market plummeted."

Banking News

HDFC Bank Approval: HDFC Bank received RBI approval to acquire up to a 9.5% stake in Kotak Mahindra Bank through its group entities. The approval, valid until January 2026, aligns with HDFC's post-merger investment strategies.

Driver Training Institutes Scheme: Union Minister Nitin Gadkari announced a scheme for setting up Driver Training Institutes (DTIs) across India. The scheme offers incentives, including additional ones for integrating Automated Testing Stations (ATSs) with DTIs.

Jammu-Srinagar Vande Bharat Express: The Ministry of Railways announced that the Jammu-Srinagar Vande Bharat Express will soon start operations, covering the Katra-Srinagar journey in just over three hours.

India’s Fiscal Deficit Target: Despite a slight reduction in GDP growth projections for FY25, India is on track to achieve its fiscal deficit target of 4.9% of GDP. The government plans to adjust by reducing capital expenditure to maintain fiscal discipline.

Green Energy and Infrastructure Projects: PM Modi inaugurated projects worth over ₹2 lakh crore in Andhra Pradesh, including significant green energy initiatives and infrastructure developments.

"A battle that you win cancels all your mistakes."

"एक लड़ाई जो आप जीतते हैं वह आपकी सभी गलतियों को रद्द कर देती है।"

- Niccolo Machiavelli‌‌

🔵 defunct 

♦️No longer in use or functioning

🗯 Example:
-"a defunct organization ."

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✅ Headquarters of Organizations in News

▪️United Nations Capital Development Fund – New York, US

▪️International Energy Agency (IEA) – Paris, France

▪️International Energy Forum (IEF) – Riyadh, Saudi Arabia

▪️Organization of the Petroleum Exporting Countries (OPEC) – Vienna, Austria

▪️Google – California, United States

▪️Amazon Inc – Washington, United States

▪️Union for International Cancer Control (UICC) – Geneva, Switzerland

▪️The Economist Intelligence Unit (EIU) – London, United Kingdom

▪️ASEAN – Jakarta, Indonesia

▪️Paypal – California, United States

▪️SpaceX  – Hawthorne, California, United States

▪️Facebook – California, United States

▪️World Tourism Organization (UNWTO) – Madrid, Spain

▪️National Aeronautics and Space Administration (NASA) – Washington, D.C., United States

▪️Ford Motor  – Michigan, United States

▪️World Trade Organization (WTO) – Geneva, Switzerland

▪️Airbus – Leiden, Netherlands

▪️Food and Agriculture Organization (FAO) – Rome, Italy

▪️Natural History Museum – London, United Kingdom

▪️New Development Bank (NDB) – Shanghai, China

▪️World Bank – Washington, D.C., United States

▪️Nomura – Tokyo, Japan

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🔵 prudence   

♦️the ability to use reason and good judgement in choosing one's words and actions

🗯 Example:
-"we need to exercise prudence in such important matters."

सफलताओं की कहानियां असफलताओं के इतिहास से जानी जाती है. आप अपनी मिली असफलताओं से मायूस मत होना. हर बार दोगुनी हिम्मत और मेहनत के साथ उठना. हो सकता है ये कठिन हो पर नामुमकिन बिल्कुल नही. और वैसे भी सफलताओं का श्रृंगार सबको ही आकर्षित करता है, अपनों को भी और सपनों को भी.
इस बात को हमेशा ध्यान रखना कि अपने सपनों पर मेहनत सुकून से ही करनी चाहिए, इसमें बात बात पर बेचैनी दिखाना तो अयोग्यता का नाम है. कई बार मंजिल दूर नही होती है, बस रास्ता थोड़ा और धैर्य मांगता है.

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Sometimes you don’t have to accept that, “it is what it is.” Change your thoughts about the way you see it. Find the lesson. Take action to change the way it is. You don’t have control over everything, but there is always something you can do.

Weekly Current Affairs (23rd December - 28th December)

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SBI JA 2025 | SBI JA 2025 Safe State| Safe Zone Vs Danger Zone

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📌 Guru Ghasidas National Park and Tamor Pingla Wildlife Sanctuary in Chhattisgarh has been notified as the 56th tiger reserve in India.

📌 This will be the fourth tiger reserve in the state after Indravati (in Bijapur district), Udanti-Sitanadi (Gariaband) and Achanakmar (Mungeli).

📌 It is the third largest tiger reserve in the country after Nagarjunasagar-Srisailam Tiger Reserve in Andhra Pradesh and Manas Tiger Reserve in Assam.

Good Morning Bankers

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❤️ Thankyou each of you, our whole Banking Wallah Squad 🥳

We owe you ✌️ for making this journey beautiful and memorable 🥳Each of you have contributed to this celebration 🎆 🎉 🤩 by trusting us 🙏

Ab Comments me bata do kitna Enjoy kiya aaj?

Arey Session miss kar diya? 😳 Koi nahi Video to jaroor dekh lena ⬅️ Click here

Banking Wallah IBPS RRB , SBI , IBPS PO / Clerk pinned «Banking Wallah Root Word se seekho 5 English words Series 🔥 🎯 ✅ https://t.me/pwbankingwallah German Root Word: Kinder Meaning: Child or children 1. Kindergarten - Meaning: A school or class for young children before they begin formal education…»

Banking Wallah Root Word se seekho 5 English words Series 🔥 🎯 ✅

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German Root Word: Kinder
Meaning: Child or children

1. Kindergarten
- Meaning: A school or class for young children before they begin formal education
- Synonyms: Preschool, nursery
- Antonyms: High school, college
- Sentence: My niece started kindergarten this year and loves her teacher.

2. Kindred
- Meaning: Related by blood or similar in nature or character
- Synonyms: Related, allied, similar
- Antonyms: Unrelated, dissimilar, different
- Sentence: They felt a kindred spirit in each other due to their shared love for art.

3. Kindliness
- Meaning: The quality of being kind and gentle
- Synonyms: Benevolence, warmth, compassion
- Antonyms: Cruelty, harshness, unkindness
- Sentence: Her kindliness toward the new students made her very popular.

4. Kindhearted
- Meaning: Having a kind and sympathetic nature
- Synonyms: Compassionate, caring, generous
- Antonyms: Cruel, cold-hearted, harsh
- Sentence: The kindhearted stranger helped the old man cross the street.

5. Kinematics
- Meaning: A branch of mechanics that studies the motion of objects (origin influenced by "Kinder" for youthful activity and movement)
- Synonyms: Motion study, dynamics
- Antonyms: Statics
- Sentence: The physics professor explained kinematics with a simple pendulum example.

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Intezaar khatam hua Bankers 🤩 Event hai live 🥳🥳 To abhi ke abhi join karlo ✅

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Nigeria conferred its second-highest national award – the Grand Commander of the Order of the Niger (GCON) – on Prime Minister Narendra Modi, making him the second foreign dignitary to receive the distinction. Queen Elizabeth is the only foreign dignitary who was awarded GCON in 1969.

PM Modi received the award from Nigerian President Bola Ahmed Tinubu. It was Modi’s 17th international honour.

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Are you Ready for the 2 Years Maha- Celebrations 😍😍
Today Live at 5:00 PM only on Banking Wallah:
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Banking Wallah IBPS RRB , SBI , IBPS PO / Clerk pinned «🎲 Quiz 'English Quiz @PWBANKINGWALLAH' The topics for the Quiz -: Vocabulary Sentence Improvement Are you Ready? 🖊 25 questions · ⏱ 10 sec»

🎲 Quiz 'English Quiz @PWBANKINGWALLAH'
The topics for the Quiz -: Vocabulary Sentence Improvement Are you Ready?
🖊 25 questions · ⏱ 10 sec

Bankers! English Quiz ke liye ready ho aap?

Topic-- |Sentence Improvement+ Vocab |

Word Swap SBI PO 2024 | 9:30 am

Don't miss this super important session ✅

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Ready rehna the Series begins from 18th November at sharp 7 pm ✅🔥

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SBI to Secure $1.25 Billion Dollar-Denominated Loan

- Loan Details: State Bank of India (SBI) is seeking a five-year loan worth up to $1.25 billion.

- Largest Loan in 2024: This marks the largest dollar-denominated loan from India's financial sector this year.

- Purpose: The funds will be used for general corporate purposes.

- Arrangers: CTBC Bank, HSBC Holdings Plc, and Taipei Fubon Bank are managing the loan arrangement.

- Interest Rate: The loan carries a margin of 92.5 basis points over the Secured Overnight Financing Rate (SOFR).

- Location of Financing: The loan is being raised through SBI's branch at the Gujarat International Finance Tec-City (GIFT City).

- Syndication: The deal is being syndicated to other financial institutions.

Morning Motivation 🌞 RBI Salary pata hai aapko Bankers?

Ye rhe answers kitne sahi hue batana aap ✅

Public Sector Banks Outperform Private Peers in Net Profit Growth in Q2 FY25: SBI Report

- Profit Growth: Public Sector Banks (PSBs) have significantly outpaced Private Sector Banks (PVBs) in net profit growth for Q2 FY25. PSBs achieved a 39.3% YoY increase in net profit, while private banks recorded only a 7.1% growth.

- Top Performers: Punjab National Bank (PNB) led PSBs with a remarkable 145% increase in net profit, aided by reduced provisions. Other PSBs like Central Bank of India (50.9%), UCO Bank (50%), and Bank of Maharashtra (44.2%) also showed impressive profit growth.

- Operational Efficiency: PSBs benefited from government support, enhanced operational efficiency, and improved portfolio management. These factors contributed to their strong performance amidst a competitive banking environment.

- Private Banks’ Performance: Private banks such as Axis Bank (18%), ICICI Bank (14.5%), and HDFC Bank (5.3%) saw modest profit growth. However, IndusInd Bank experienced a decline of 39.6%.

- CASA Ratios: Private banks maintained higher CASA ratios, with Kotak Mahindra Bank at 43.6% and ICICI Bank at 40.6%. Public sector banks like Bank of Maharashtra also showed strong CASA ratios, with 49.3%.

- Advances Growth: Private banks saw a higher growth in loans and advances (14.9%) compared to PSBs (9.8%). However, Indian Overseas Bank and Bank of Maharashtra showed strong advances growth of 13.8% and 15.5%, respectively.

- Outlook: The results reflect a shift in the banking landscape, where PSBs improve profitability through operational reforms while private banks maintain focus on CASA ratios and advances to sustain growth. Both segments are capitalizing on emerging market opportunities.

@pwbankingwallah

Bankers! Kya baat hai sabne revise kar li hai September month ki CA ? Thodhi excitement thodha josh to dikhaao

Bankers! Be Ready for the Spectrum Magazine's September's pdf at 10:30 pm !

Iske pehle let's solve the Quants polls 🔥📌✅

Banking Wallah presents Interview Batch for IBPS RRB PO 2024-25!!

CHECK OUT THE LINK, BATCH IS LIVE!! LET'S PREPARE FOR THE INTERVIEW FROM SCRATCH!!

https://physicswallah.onelink.me/ZAZB/19nkaufm

Justice Sanjiv Khanna takes oath as 51st Chief Justice of India!!

Dubai Secures Top Spot in Middle East and Climbs to Fifth Globally in 2024 Global City!!

❖ Justice Sanjiv Khanna was sworn in today as the 51st Chief Justice of India by President Droupadi Murmu at Rashtrapati Bhavan, succeeding Justice D.Y. Chandrachud.

❖ The ceremony was attended by Vice President Jagdeep Dhankhar, Prime Minister Narendra Modi, Union ministers, and Supreme Court judges.

Join the live session right now 🔥 ✨

https://www.youtube.com/live/l9-gONsQ7pA?si=ZtGAx-P65TcU6Mhm

#1 ROOT WORD SERIES! 💡 #BWTELEGRAM SPECIAL 💬
Root Word: Videre
(Latin: "to see")

⬇️ Derived Words ⬇️

👁 Vision
Meaning: The ability to see or the ability to imagine something in the future.
Synonyms: Sight ➔ Perception ➔ View ➔ Observation ➔ Outlook
Antonyms: Blindness ➔ Darkness ➔ Obscurity ➔ Impairment

🔭 Video
Meaning: The recording, reproduction, or broadcasting of moving visual images.
Synonyms: Film ➔ Movie ➔ Clip ➔ Footage ➔ Recording
Antonyms: Audio ➔ Sound

🔍 Evidence
Meaning: Information or facts that help prove something to be true.
Synonyms: Proof ➔ Confirmation ➔ Testimony ➔ Verification ➔ Documentation
Antonyms: Doubt ➔ Uncertainty ➔ Disproof ➔ Refutation

📖 Provide
Meaning: To supply or make available.
Synonyms: Supply ➔ Offer ➔ Furnish ➔ Distribute ➔ Grant
Antonyms: Withhold ➔ Deny ➔ Deprive ➔ Refuse

🌐 Providence
Meaning: The protective care of God or nature, or a divine plan.
Synonyms: Fate ➔ Destiny ➔ Guidance ➔ Fortune ➔ Providence
Antonyms: Misfortune ➔ Accident ➔ Uncertainty ➔ Chaos

Give exact number of shelves!!

"Finance Minister Launches Nari Shakti Branches to Empower Women Entrepreneurs"

Key Highlights:

- Inauguration of Nari Shakti Branches: Finance Minister Nirmala Sitharaman inaugurated five Union Bank of India branches dedicated to women entrepreneurs.

- Branch Locations: The new Nari Shakti branches are located in Bengaluru, Chennai, Visakhapatnam, and Jaipur.

- Tech-Driven Support: Sitharaman emphasized developing technology-driven, cluster-based schemes to enhance financial access for women.

- Focus Areas: These branches offer credit for women-led businesses, along with advisory services, start-up workshops, and mentorship programs.

- Promoting Financial Inclusion: Aimed at empowering women, these branches foster job creation, skill development, and expanded financial inclusion across India.

Banking Wallah IBPS RRB , SBI , IBPS PO / Clerk pinned «✅TENNIS GRAND SLAM WINNERS 2024 🎾 AUSTRALIAN OPEN ▪️Men’s Singles: Jannik Sinner (Italy) ▪️Women’s Singles: Aryna Sabalenka (Belarus) 🎾 FRENCH OPEN ▪️Men’s Singles: Carlos Alcaraz (Spain) ▪️Women’s Singles: Iga Swiatek (Poland) 🎾 WIMBLEDON OPEN ▪️Men’s…»

✅TENNIS GRAND SLAM WINNERS 2024

🎾 AUSTRALIAN OPEN
▪️Men’s Singles: Jannik Sinner (Italy)
▪️Women’s Singles: Aryna Sabalenka (Belarus)

🎾 FRENCH OPEN
▪️Men’s Singles: Carlos Alcaraz (Spain)
▪️Women’s Singles: Iga Swiatek (Poland)

🎾 WIMBLEDON OPEN
▪️Men’s Singles: Carlos Alcaraz (Spain)
▪️Women’s Singles: Barbora Krejcikova (Czech Republic)

🎾 US OPEN
▪️Men’s Singles: Jannik Sinner (Italy)
▪️Women’s Singles: Aryna Sabalenka (Belarus)

Question from Anita Sahu - SBI Foundation Batch Group 👇

Comment down your Solutions 🥳

Banking Wallah IBPS RRB , SBI , IBPS PO / Clerk pinned «Bankers! Aapke doubts aap 8 pm ⏰ tak discussion group pe image form me bhej do We will pick one question and share here on our main channel, jiska solution aapko solve karna hoga We will pick the Best solution and 10 pm pe wo publish hoga 🥳 Aa jao fir…»

Bankers! Aapke doubts aap 8 pm ⏰ tak discussion group pe image form me bhej do

We will pick one question and share here on our main channel, jiska solution aapko solve karna hoga

We will pick the Best solution and 10 pm pe wo publish hoga 🥳 Aa jao fir ✅ 💫 karte h shuru

💥🎇 IBPS PO MAINS 2024 🎇💥

■ MOST EXPECTED PAPER-7
■ REASONING [60/60]
■ SELECTION वाली CLASS
■ DAILY CLASS PDFs

BY ARPIT SOHGAURA SIR

SESSION LINKS 📎👇🏻👇🏻👇🏻👇🏻

https://www.youtube.com/live/pL66rC6yP9Q?feature=shared
https://www.youtube.com/live/pL66rC6yP9Q?feature=shared

‼️ Exacerbate ‼️

Meaning: To make a problem, situation, or feeling worse.
किसी समस्या, स्थिति, या भावना को और बढ़ाना।

🔷Use of the Word🔷

The heavy rain only served to exacerbate the flooding in the area.

Synonyms: Aggravate (उत्तेजित करना), Worsen (बिगाड़ना)
Antonyms: Alleviate (कम करना), Ease (कम करना)

Banking Wallah IBPS RRB , SBI , IBPS PO / Clerk pinned «Bankers! Review time ⏰ Are you liking our content? Ya aapke koi suggestions hai iske around? Let us know in the comments & we will try to inculcate in our Telegram ✅»

Bankers! Review time ⏰

Are you liking our content? Ya aapke koi suggestions hai iske around?

Let us know in the comments & we will try to inculcate in our Telegram ✅

⭐️ SBI CLERK PRE 2021⭐️

Q15) Ratio of the speed of the boat in still water to speed of stream is 5: 1. If the time taken by boat traveling 150 km along the stream and against the stream is 12.5 hours, what is the difference between the downstream speed and upstream speed?

🔰Comprehension: In the following passage, some words have been deleted. Fill in the blanks with the
help of the alternatives given. Select the most appropriate option for each blank.🔰


What every tourist must take back from Bhutan is pure honey, especially Putka, “Antibiotic” honey produced (1)________ Melipona Bees (stingless bees) a breed found in protected areas (2)_______ 700 to 1,500 metres above sea level. Due (3)________ their small size, they can get larger nutrients (4)______ regular honeybees. It has a tangy/sour taste and can (5)__________your sore throat in a matter of minutes.

Arpit Sir ne question bheja h aap log solve Karo & class join karo ✅


💥🎇 IBPS PO MAINS 2024 🎇💥

■ MOST EXPECTED PAPER-6
■ REASONING [60/60]
■ SELECTION वाली CLASS
■ DAILY CLASS PDFs

BY ARPIT SOHGAURA SIR

SESSION LINKS 📎👇🏻👇🏻👇🏻👇🏻

https://www.youtube.com/live/UixBCthmETA?feature=shared
https://www.youtube.com/live/UixBCthmETA?feature=shared

Banking Wallah IBPS RRB , SBI , IBPS PO / Clerk pinned «RRB PO MAINS SCORE CARD OUT ✅ 🔥 WATCH NOW 🔥 👇 https://youtube.com/live/Nn00AwyYrA8?feature=share»

RRB PO MAINS SCORE CARD OUT ✅ 🔥

WATCH NOW 🔥 👇

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Banking Wallah IBPS RRB , SBI , IBPS PO / Clerk pinned «»

CUT OF RRB PO MAINS

🔴 Sir aa gye hain live aap nahi aae?
Abhi join karo live

Apni queries puch lo 🥳 Sir wait kar rhe hain.

https://t.me/reasoningbysachinsirbanking?livestream

Sabhi join karlo  ✅ Fir frequently karenge live

Banking Wallah IBPS RRB , SBI , IBPS PO / Clerk pinned «»

Aap sab aa jana 8:30 pm pe ⏰ live baat cheet karenge

Sabhi session attend karenge ✅

https://t.me/reasoningbysachinsirbanking?livestream

Note-: Sachin Sir ke Telegram Channel pe live hoga ✅

‼️ Ubiquitous ‼️

Meaning: Present or appearing everywhere.
हर जगह मौजूद या दिखाई देने वाला।

🔷Use of the Word🔷

Smartphones have become so ubiquitous that almost everyone owns one.

Synonyms: Omnipresent (सर्वव्यापी), Pervasive (व्यापक)
Antonyms: Rare (दुर्लभ), Scarce (अप्रचुर)

✅ Award

🔷Global Anti-Racism 🔷Championship Award 2024 – Nepal’s Urmila Chaudhary
🔷Conscious Companies Awards – Mohanji
🔷Femina Miss India 2024 – Nikita Porwal (from Madhya Pradesh)
🔷54th Dadasaheb Phalke Award (for 2022)- Mithun Chakraborty
🔷32nd Ekalabya Puraskar by Odisha govt – Pratyasa Ray (Swimming)
🔷FIDE 100 Awards – Men’s – Magnus Carlsen (Norway); Women’s – Judit Polgar (Hungary)

🌟 SBI CLERK PRE 2021 🌟

Q12) Sum of Speed of Upstream and downstream is 55 and ratio between speed of stream and speed of boat is 1:11. Find the time difference between cover 12.5 km downstram and 10 km upstream .

Ready ho Sachin Sir ke TG ki pehli live ke liye?

https://t.me/reasoningbysachinsirbanking?livestream

🎲 Quiz 'Reasoning'
🖊 5 questions · ⏱ 1 min

Be ready for the Reasoning Quiz at 11:00 pm 🔥👇

Comment down who is excited for the Quiz !!

Person in news 🗞️

Noted author and economist Bibek Debroy, who has been the Prime Minister’s Economic Advisory Council chairman since 2017, has passed away at the age of 69.

Debroy was also a member of the Niti Aayog, which had replaced the erstwhile Planning Commission, till mid-2019. He was also a Sanskrit scholar who had translated the Bhagavad Gita, the Vedas, Puranas and Upanishads into English.

Headline: *Partha Pratim Sengupta Appointed as Bandhan Bank MD and CEO*

Key Points:

1. Leadership Appointment: Partha Pratim Sengupta, former SBI executive, has been appointed as the new MD and CEO of Bandhan Bank.

2. RBI Approval: The Reserve Bank of India (RBI) approved Sengupta’s appointment, with his tenure starting in November.

3. Career at SBI and Indian Overseas Bank: Previously, Sengupta served as Deputy MD and Chief Credit Officer at SBI and later turned around Indian Overseas Bank as MD and CEO.

4. Successor to Founder: The CEO role opened after Chandra Shekhar Ghosh, Bandhan Bank's founder, retired unexpectedly in April 2024.

5. Trend of SBI Executives: In the past six months, at least three former SBI executives have taken up MD and CEO roles at private sector banks.

Bankers! English revision proper ho raha hai ya nahi ?

Chalo check karte hain!!

Polls solve karna compulsory hai ✌️

Without commitment you cannot start ,
without consistency you can not finish.

💥🎇 IBPS PO MAINS 2024 🎇💥

■ EXPECTED PAPER-3
■ REASONING [60/60]
■ SELECTION वाली CLASS
■ DAILY CLASS PDFs

BY ARPIT SOHGAURA SIR

SESSION LINKS 📎👇🏻👇🏻👇🏻👇🏻

https://www.youtube.com/live/RAheya0W2sk?feature=shared
https://www.youtube.com/live/RAheya0W2sk?feature=shared

Ready for English polls?

Dekhte hain Grammar Rules aur Vocab ka revision proper chal raha hai ya nahi

📌 Current Affairs 7th-15th October

https://t.me/pwbankingwallah

The World Health Organization (WHO) has declared mpox (monkeypox), a Public Health Emergency of International Concern (PHEIC) due to a significant upsurge in cases, particularly in the Democratic Republic of Congo (DRC) and neighbouring African countries.

Banking Wallah IBPS RRB , SBI , IBPS PO / Clerk pinned «»

Global banking giant HSBC has appointed British Indian Pam Kaur as its first female chief financial officer (CFO).

Kaur is the first woman to occupy that role in the bank’s 160-year-old history. Kaur, an MBA from India’s Panjab University, joins a growing list of women in top global banking roles.

Kaur, upon her appointment, joins the ranks of Citi CEO Jane Fraser, Morgan Stanley CFO Sharon Yeshaya, JP Morgan’s Mary Erdoes, Marianne Lake and Jennifer Piepszak.

Source: News18

🟤 Justice Sanjiv Khanna appointed as 51st CJI, to take oath on November 11


#New Chief Justice of India

NICL ASSISTANT CUTOFF ✅

Limitations live only in our minds. But if we use our imaginations, our possibilities become limitless

🗓 24 October

🕊 United Nations Day
संयुक्त राष्ट्र दिवस

🌀 UN Charter was ratified by a majority of signatories, including the five permanent members of the Security Council, and this led to the official establishment of UN.

😀It was first celebrated in 1948.

🇺🇳 President of United Nations Human Rights Council (UNHRC) - Federico Villegas

🇺🇳 Rebeca Grynspan : Secretary-General of UNCTAD.

🇺🇳 Abdulla Shahid : President of the 76th session of the UNGA.

🇺🇳 UN adopts new carbon emissions goal to achieve net zero from planes by 2050

🇺🇳 UN-FAO: Mumbai And Hyderabad Recognised As ‘2021 Tree City Of The World’

🇺🇳 UN Agrees to Change Turkey’s Official Name to ‘Türkiye’

🇺🇳 Ruchira Kamboj Becomes next Permanent Representative of India to the UN

🇺🇳 UNITED NATIONS (UN)
➡️Founded - 24 Oct 1945
➡️HQ - New York, US
➡️S.G - Antonio Guterres (Portugal)
➡️MC - 193

VOCABULARY OF THE DAY 📚 📖

 ‼️Calamity‼️

Meaning: a terrible event that causes a lot of damage or harm
Hindi Meaning: आपदा

🔷Usage🔷

Month after calamity, as these families have lost all of their belongings, the district
administration has sent many of them “back to home kits”, including furniture, kitchen
items, personal hygiene items, and food items.

Synonyms: Disaster (आपदा)
Antonyms: Blessing (आशीर्वाद)

Bankers Answer Now⭐️📌