1) Earn 4 reward points on every ₹150 spent on retail purchases (excluding government, insurance, and fuel).
2) Get bonus rewards: an additional 4 points per ₹150 on monthly spends exceeding ₹20,000.
3) Enjoy complimentary domestic airport lounge access once per quarter (4 times a year).
4)First year free: No joining fees, and annual fees are waived if you spend over ₹1,50,000 in a year or earn 4,000 reward points.
5) Fuel surcharge waiver: Get 1% off on all fuel transactions.
Standard Chartered Smart Credit Card:
* Earn cashback on all your spending: 2% on online transactions (up to ₹1,000 per month) and 1% on offline spending (up to ₹500 per month).
* Convert purchases above ₹2,000 into easy EMIs ( equated monthly installments) at a special interest rate of 0.99% per month with no processing fee.
* Multiple redemption options for your cashback.
Here are some of the general benefits of using a Standard Chartered credit card:
*Rewards and cashback:
Earn points or cashback on your everyday spending which can be redeemed for travel, merchandise, statement credits, and more.
* Convenience: Use your card for online and in-store purchases, eliminating the need to carry cash.
* Security: Standard Chartered cards come with security features to help protect you from fraud.
* Interest-free grace period: Enjoy an interest-free period on purchases if you pay your balance in full by the due date.