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Banking Preparation , strategies , doubts and more

BANKING PRIME (English)

Are you looking to ace your banking exams with flying colors? Look no further than 'BANKING PRIME' - your one-stop destination for all things related to banking preparation, strategies, doubts, and more! This Telegram channel is specifically designed to help banking aspirants like you to stay ahead of the competition and achieve success in your exams.nnWho is 'BANKING PRIME'? This channel is a hub for dedicated individuals who are passionate about pursuing a career in the banking sector. Whether you are a student preparing for your first banking exam or a seasoned professional looking to enhance your banking knowledge, 'BANKING PRIME' caters to all.nnWhat is 'BANKING PRIME'? 'BANKING PRIME' is a treasure trove of valuable resources, tips, and tricks to help you navigate through the complexities of banking exams. From study materials to mock tests, from exam strategies to expert guidance, this channel has it all. You can also post your doubts and queries here and get them resolved by fellow members or experts in the field.nnDon't miss out on this golden opportunity to boost your banking preparation and take your career to new heights. Join 'BANKING PRIME' today and embark on your journey towards success!

BankingPrime

18 Nov, 18:41


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18 Nov, 15:38


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18 Nov, 15:35


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BankingPrime

18 Nov, 14:06


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18 Nov, 13:56


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18 Nov, 13:53


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18 Nov, 12:55


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BankingPrime

18 Nov, 09:50


In a shocking incident, a wedding was canceled at the last moment in Uttar Pradesh's Amroha after a call was made to the groom's mobile phone.

There are reports that the wedding was called off by the groom after the bride's lover called him on his mobile phone as the wedding rituals were about to get completed. The lover threatened him and asked him to leave the bride as they were in love with each other. The groom asked the person on the other end of the phone for proof, after which the person sent many videos and photos of the bride. On seeing the photos and videos, the groom refused to go ahead with the wedding rituals. There are reports that an FIR has been registered against the caller, who has been identified as Kamal Singh, as the wedding procession returned.

As per reports, a marriage procession of a girl arrived in Adampur. The baraatis and guests who were present at the wedding had finished their meal, and only the ritual of 7 rounds and sendoff were remaining. Just then, a call came to the groom's mobile phone, and the man on the other side said that he was Kamal Singh and that the girl whom the groom was about to marry is his girlfriend and it would not be good for him to marry her.

BankingPrime

18 Nov, 07:53


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BankingPrime

18 Nov, 06:25


IBPS po Latest Update

BankingPrime

18 Nov, 06:15


Are loan apps and NBFCs funding India’s huge F&O losses? India’s most vulnerable F&O tradersβ€”under-30, earning less than 5 LPAβ€”may be caught in an endless cycle of borrowing from instant loan apps and NBFCs that are ready to lend irrespective of their creditworthiness. Result: 9 out of 10 traders lose money, with unsecured loans funding their losses.
(This piece is a part of a fortnightly column that aims to put complex buzzing topics in perspective in a simple and straightforward manner.)
Two things happened over the last few days that could have far-reaching implications on the future of India’s banking and fintech regulation, and also change the way people access loans and investments.

First, at a BFSI industry summit, veteran banker KV Kamathβ€”who currently serves as the Chairman of the National Bank for Financing Infrastructure and Development (NaBFID)β€”revealed that a staggering Rs 1,50,000-1,70,000 crore worth of losses in India’s Futures and Options (F&O) market was practically being funded by personal and unsecured loans offered by the plethora of fintech apps and NBFCs that have made borrowing β€˜fast, easy, and convenient’.

So much so that these platforms even lend to users with credit scores as low as 550. For context, a traditional bank would typically refuse to lend to borrowers with credit scores below 700-750. Add to that, each borrower on these fintech apps has 4-5 active loans even though their income and capacity for repayment is limited or untested. Thus, in pursuit of reducing entry barriers to the formal credit ecosystem and serving the underserved, new-age loan apps and NBFCsβ€”some of which the RBI cracked down on recentlyβ€”might actually be making matters worse.

Take Sachin Bansal’s Navi Finserv, for instance, which received a β€œcease and desist” order from the RBI in October. Unsecured loans (with most being small-ticket loans of less than Rs 1 lakh) account for around 90% of Navi’s Rs 11,700-crore loan portfolio. For DMI Finance, which is in the same boat as Navi, the share of unsecured digital retail lending stood at 84% of its Rs 14,550-crore loan book in FY24. That's an overwhelming share of risky lending.

In the second interesting development over the weekend, a top NSE official indicated that markets regulator Securities and Exchange Board of India, or SEBI, was considering introducing an investment eligibility criteria for F&O trading to ensure only β€œaccredited” (i.e. high-income and high net-worth) investors partake in the risky asset class. This is similar to the investment criteria that already exist in the case of AIFs (private equity, hedge funds, etc.) where a minimum net worth of Rs 5 crore and gross income of Rs 50 lakh is mandatory for participation.

BankingPrime

17 Nov, 05:35


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BankingPrime

17 Nov, 04:14


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BankingPrime

17 Nov, 03:37


Every Aspirant Should Listen to This πŸ’―πŸ”₯πŸ’š

BankingPrime

17 Nov, 03:15


FIR registered against four telegram channels under section 173 of BNS, Sec 66 of IT Act for their alleged and suspicious role in spreading the misinformation during the protest.

Sincere request to all TG channel admins please verify the news before putting on the TG platform.

BankingPrime

16 Nov, 14:48


Don't be Rishabh, Don't fall for w.

BankingPrime

16 Nov, 12:28


Am i a toxic person πŸ™‚

BankingPrime

16 Nov, 10:30


:)

BankingPrime

16 Nov, 10:22


ECGC GA questions

1. Startups:

Which startup currently has the highest valuation?



2. Monetary Policy:

What are the recent updates or changes in India’s monetary policy?



3. Nobel Prizes:

Which country is associated with the 2024 Nobel Prize in Medicine?

Which country is associated with the 2024 Nobel Prize in Literature?



4. Constitutional Framework:

Under the 7th Schedule of the Indian Constitution, how are local services allocated between the Union, State, and Concurrent Lists?



5. PM Vishwakarma Scheme:

What are the objectives and key provisions of the PM Vishwakarma Scheme?



6. ECGC Risk Ratings:

What is the updated risk rating for Bangladesh according to ECGC?



7. Government Schemes:

Which scheme received the second-highest budget allocation after MNREGA?

What are the key developments related to retirement portals and the PM Internship Scheme?



8. Sports:

What achievements has D. Gukesh made in the FIDE Chess Tournament?



9. Foreign Direct Investment (FDI):

Which five states in India have received the highest FDI?



10. LEIL (Legal Entity Identifier Limited):



What is the regulatory framework of LEIL?

11. Liberalized Remittance Scheme (LRS):

Which services are excluded under the Liberalized Remittance Scheme (LRS)?


12. Fitch Ratings:

What is India’s current credit rating according to Fitch Ratings?


13. Renewable Energy:

Which state is not one of the top contributors to India’s renewable energy target of 200 GW?


14. ISO Certifications:

What domain does the ISO 27000 certification relate to?


15. Interest Equalisation Scheme:

What is the scope and benefit of the Interest Equalisation Scheme?


16. MSMEs in India:

How are MSMEs categorized based on their turnover and investment?


17. India-Iran Trade:

What are the updates on the sea route connectivity between India and Iran, and why is it significant?


18. DAY-NRLM (Deendayal Antyodaya Yojana-National Rural Livelihoods Mission):

What are the key aspects of the DAY-NRLM scheme?


19. ECGC Insurance Coverage:

What type of insurance coverage does ECGC offer for accounts below Rs. 80 crore at a premium rate of 0.6% per annum?


20. Startups Investment:

Which company plans to introduce investors, including JSW Ventures Singapore, through equity transfer and capital increase? JSW Ventures will acquire a 35% stake for $429.4 million.


21. PM Vishwakarma Scheme Loan:

For how many months is collateral-free loan given under the PM Vishwakarma Scheme?

Options: 48, 36, 24 months.



22. Economic Indicators:

A question asked for three data points: India's financial deficit, inflation, and another economic indicator. What was the third indicator?


23. FATF Regular Follow-up List:

Which country, alongside India, is currently on the FATF's regular follow-up list?


24. Legal Entity Identifier India Limited (LEIL):

LEIL is a subsidiary of which organization?

Answer: The Clearing Corporation of India Ltd. (CCIL).



25. Sector Decline:

Which sector has experienced a decline in recent months?


26. Gukesh’s Opponent in November 2024:

Who will D. Gukesh compete against in November 2024?


27. Suggestions Portal for Senior Citizens:

What is the name of the portal where senior citizens can provide suggestions?


28. India-Russia Crude Oil Route:

Through which sea does the India-Russia crude oil route pass?


29. LEIL Under Whose Supervision:

LEIL (Legal Entity Identifier India Limited) falls under the supervision of which body?


30. Top FDI Sources for India:

Which countries are among the top sources of FDI in India?

Options: Switzerland, Mauritius, Netherlands, UAE, and one more country.



31. State Not in Top Renewable Energy Contributors:

Which state is NOT among the top contributors to India’s renewable energy target of 200 GW?

Options: Tamil Nadu, Karnataka, Gujarat, Uttar Pradesh, and one more state.

32. ISO 27000 Certification:

ISO 27000 certification relates to which domain?

BankingPrime

16 Nov, 06:58


Job nahi mil rahi, kya kare?

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BankingPrime

16 Nov, 05:25


Biggest Scammer πŸ˜†

BankingPrime

16 Nov, 04:16


πŸ™‚πŸ™‚

BankingPrime

15 Nov, 18:54


Sourav Kumar
Panel 2 Patna

Introduction dijiye apna


Graduation kis subject me kiya  h
I said bsc . Phir sir aapas me bolne lage bole they bsc waala aayega
(Waha  sab commerce waale they )

0 question from BSC

Kitne bhai behen h

Mammi kya karti ,Sister kya karti

Mammi and sister ka salary kya h
Papa kya karte

I answered

Banker kyu Banna chahte?
answered

Functions of bank
answered

RRB ka establishment kb hua tha and uss samay ke CM kon they . Pehle establishment and baad me act kyu aaya rrb ka

answered 1976  and explained

First RRB ka naam and it's sponsor bank
answered prathma bank

Bihar ka Deputy CM ka naam bataiye

answered samrat Chauhdary

Banking se kya padhke aaye hai .
I said basic terms and monetary policy

Bank rate kya hota
answered

Dicgc full form iska  limit bataiye ,credit guarantee kyu kaha jaata isey

answered 5 lac and full form and explanation

Scheduled commercial banks kya hota and uska initial capital bataiye ?


answered 5 lac and rbi act ke 2nd schedule me listed h

Since teaching mera hobby tha
Sir puche teachers day kb manaya jaata
5 sep answered

BankingPrime

15 Nov, 13:37


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BankingPrime

15 Nov, 11:17


Kuch bolunga toh vivad ho jayega

BankingPrime

15 Nov, 08:27


Delhi's Sarai Kale Khan Chowk will now be known as Birsa Munda Chowk.β€Œβ€Œ

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BankingPrime

15 Nov, 05:11


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BankingPrime

11 Nov, 09:39


The full-service carrier Vistara, which is a 51:49 per cent joint venture between Tata Sons and Singapore Airlines, is all set to merge with Air India on November 12. In a post, the airline says, β€œAs the plane ascends, so do our dreams; let's glide toward the future, where the sky isn't the limit, but just the beginning.”

The Vistara-Air India merger has given Singapore Airlines a 25.1% stake in the newly unified airline, with operations now fully integrated under Air India.

BankingPrime

11 Nov, 07:27


3k karwao dosto

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BankingPrime

11 Nov, 06:17


koi biryani khila dega ?

BankingPrime

11 Nov, 06:11


BankingPrime pinned «»

BankingPrime

11 Nov, 06:10


1 hr h sabko share kr do baad me accpet krunga 1 hr ke baad revoke ho jayega

BankingPrime

11 Nov, 06:08


sabse main yehi h so called all mighty supreme

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11 Nov, 06:08


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BankingPrime

11 Nov, 06:08


reactions do thoda

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11 Nov, 06:07


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11 Nov, 06:06


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11 Nov, 06:04


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11 Nov, 06:04


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11 Nov, 06:03


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11 Nov, 06:02


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11 Nov, 06:01


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11 Nov, 06:01


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11 Nov, 06:00


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11 Nov, 05:59


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BankingPrime

11 Nov, 05:58


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11 Nov, 05:57


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BankingPrime

09 Nov, 05:40


English

BankingPrime

09 Nov, 05:33


English

BankingPrime

09 Nov, 03:47


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09 Nov, 03:46


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09 Nov, 03:27


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09 Nov, 03:20


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BankingPrime

09 Nov, 02:22


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BankingPrime

08 Nov, 18:22


"Rupee is not falling, Dollar is strengthening"

- Nirmala Sitharaman with Swag πŸ”₯πŸ”₯

BankingPrime

08 Nov, 17:49


So kuch ke ghr me parents toxic hote hn i can understand how it feels

So try and work harder to get any job in govt sector and leave the house asap for the mental peace πŸ•ŠοΈ

BankingPrime

08 Nov, 17:31


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BankingPrime

08 Nov, 17:26


If anyone wants to ask anything can ask @Raool_Kumar

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02 Nov, 07:43


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02 Nov, 06:37


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02 Nov, 06:35


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31 Oct, 11:19


Happy Diwali πŸŽ‡

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31 Oct, 08:51


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31 Oct, 07:53


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31 Oct, 01:59


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29 Oct, 13:38


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29 Oct, 12:54


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29 Oct, 10:53


RRB Officers (Scale-I) RESERVE LIST OUT

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RRB clerk RESERVE LIST OUT

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28 Oct, 14:02


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28 Oct, 13:04


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26 Oct, 05:37


Live stream started

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25 Oct, 13:45


➒ IBPS PO Admit Card Out ( Not For All )

https://ibpsonline.ibps.in/crppo14jul24/oecla_oct24/login.php?appid=7e686c37e1e6f343280900967154be60

Reason :
In some centers, exams were cancelled; for those, IBPS is reconducting the exam !

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25 Oct, 12:53


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25 Oct, 03:41


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25 Oct, 03:19


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25 Oct, 02:09


learning Chanakya Lessons for improving life.

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