Mission Upsc Uppcs Bpsc

♦ ️🌀 New states formed year ♦ ️🌀

❑ States
➛ Formation Year

❑ Andhra Pradesh
➛ 1 October 1953

❑  Maharashtra
➛ 1 May 1960

❑ Gujarat
➛ 1 May 1960

❑ Nagaland
➛ 1 December 1963

❑ Haryana
➛ 1 November 1966

❑ Himachal Pradesh
➛ 15 January 1971

❑ Meghalaya
❑ Manipur
❑ Tripura
➛ 21 January 1972

❑ Sikkim
➛ 26 April 1975

❑  Mizoram
❑ Arunachal Pradesh
➛ 20 February 1987

❑ Goa (26th)
➛ 30 May 1987

❑ Chhattisgarh (27th)
➛ 1 November 2000

❑ Uttarakhand (27th)
➛ 9 November 2000

❑ Jharkhand (28th)
➛ 15 November 2000

❑ Telangana (29th)
➛ 2 June 2014‌‌

Happy New year 2025...

Happy New Year!! 🎆
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### Critical Analysis of the Banking Laws (Amendment) Bill, 2024

#### Overview
- Purpose: Proposed by the Ministry of Finance, the bill aims to amend multiple banking laws to enhance the regulatory framework for the Indian banking sector.
- Key Acts Amended:
  - Reserve Bank of India Act, 1934
  - Banking Regulation Act, 1949
  - State Bank of India Act, 1955
  - Banking Companies (Acquisition and Transfer of Undertakings) Acts, 1970 and 1980

#### Key Provisions
1. Enhanced Regulatory Powers:
   - Empowers the Reserve Bank of India (RBI) to impose stricter regulations on banks to maintain stability and safeguard depositors' interests.
   - Introduces provisions for greater oversight on asset quality and risk management.

2. Resolution Framework:
   - Establishes a framework for the timely resolution of stressed assets, aimed at reducing the burden of Non-Performing Assets (NPAs).
   - Facilitates quicker recovery processes for banks, thereby improving financial health.

3. Corporate Governance:
   - Strengthens corporate governance norms for banks, enhancing accountability among management and board members.
   - Introduces measures to improve transparency in banking operations.

4. Digital Banking Regulations:
   - Addresses the growing digital banking landscape, providing a regulatory framework to manage risks associated with digital transactions.
   - Ensures customer data protection and cybersecurity measures.

5. Consumer Protection:
   - Enhances provisions related to consumer rights and grievance redressal mechanisms in banking services.
   - Aims to improve customer trust and confidence in the banking system.

#### Critical Analysis
- Pros:
  - Stability: Strengthened regulations may lead to a more resilient banking sector, protecting against future crises.
  - Efficiency: A clear resolution framework can reduce the economic impact of NPAs and enhance the overall efficiency of the banking system.
  - Adaptation to Change: Provisions for digital banking reflect the evolving financial landscape and the need for modern regulations.

- Cons:
  - Regulatory Overreach: Concerns regarding potential overregulation, which could stifle innovation and competitiveness among banks.
  - Implementation Challenges: The success of these amendments hinges on effective implementation and monitoring by the RBI and other regulatory bodies.
  - Impact on Smaller Banks: Stricter regulations may disproportionately affect smaller banks, potentially leading to consolidation in the sector.

#### Conclusion
- The Banking Laws (Amendment) Bill, 2024 represents a significant step towards strengthening the regulatory framework of the Indian banking sector. While it aims to enhance stability, efficiency, and consumer protection, careful consideration of potential overreach and implementation challenges is crucial to ensure the desired outcomes without compromising innovation or competitiveness.

The United Nations Children's Fund (UNICEF) has said that Indian suppliers are the 3rd largest provider of organisation’s health and ration support to children globally.

Indian businesses have supplied goods and services worth nearly $6 billion to UNICEF for its global work.

UNICEF’s supply division Director, Leila Pakkala, who was on her first official visit to India, said that Indian suppliers of life-saving goods and services for children are key to UNICEF’s work for children globally.

#UNICEF |

Global Hunger Index 2024 #Upsc

🔰 बड़े गौर से सुन रहा था ज़माना...!
आप ही सो गए दास्तां कहते कहते...!!🥺

ईश्वर आपकी आत्मा को शांति प्रदान करें 🙏विनम्र श्रद्धांजलि....🌟

A man with zero haters is no more💔

#RatanTata

The 2024 Nobel Prize in Physiology or Medicine has been awarded to Victor Ambros and Gary Ruvkun for their discovery of microRNA and its crucial role in post-transcriptional gene regulation.

Happy Navratri 🌺🌺🌺🌺🌹🌷🌷

सत्य अहिंसा का था वो पुजारी,
कभी ना जिसने हिम्मत हारी,
सांस लेने की दी हमें आजादी,
जनजन है उनका आभारी।
8. उसकी सोच ने कर दिया कमाल,
देश का बदल गया सुर ताल,
सबने बोली सत्य अहिंसा की बोली,
हर गली में जली विदेशी वस्तुओं की होली।

#Happy_Gandhi_Jayanti_2024

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The third edition of India-U.S. Defense Acceleration Ecosystem (INDUS-X) Summit concluded in California on September 10.
The event brings together leading defence policymakers from Washington and New Delhi, with the main aim of strengthening the defence and advanced technology innovative partnership.

During the summit, a new official INDUS-X webpage was launched. The INDUS-X webpage is a resource for investors and startups to learn about the programme, its goals and partnership opportunities.

At the summit, the Defense Innovation Organization (DIO) of the Indian Defense Ministry and the Defense Innovation Unit (DIU) of the United States Department of Defense signed an updated Memorandum of Understanding (MoU).